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I know when I got a ticket, I went to the courthouse and met with one of the people there and told them to "stay" the ticket. Which meant that if I didn't get another ticket within a year of that ticket, it would not go on my insurance. However, if you got another ticket, then both would go on your record. I have also heard that if the ticket is less than 10 mph over the limit, then it automatically doesn't go on your insurance. However, I think this might be a myth, because when I went to "stay" my ticket I was going 37 in a 30, and the worker never said anything about it not going on my insurance. It may also have something to do with select counties too.

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Q: How can you stop a speeding ticket from going on your insurance record in Minnesota?
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Can your car insurance be effected with a speeding ticket?

Your driving record is one of many things that can cause your insurance rates to rise. A speeding ticket can only raise your rates and will never lower them.


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The speeding ticket is a separate issue. If you don't have insurance you get done for driving without insurance, speeding or not.


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Yes, a speeding ticket will affect your insurance rate. The good news is each insurance company has different rates. It depends on how many speeding tickets you have had, or if this is the first one. If you have a speeding ticket you may want to look into traffic school to wipe it off your record and keep your rates unaffected.


In the state of Minnesota are speeding tickets under 10 mph now reported to car insurance companies?

In most state's, there is a point system that is used to determine if your insurance rate will go up from a speeding ticket. In the state of Minnesota, they do not use the point system. They will suspend or revoke a license depending on the circumstances. All tickets that are given are on your driving record, unless it is a parking ticket or a license plate warning or something minor like that. Therefore, an insurance company will have access to that information.


Will you lose your insurance for a speeding ticket in Florida?

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Will it affect your insurance rates if you got a speeding ticket in Kentucky but live in another state if this is your first ticket and you are 29?

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