""I bought a truck in my name,""Then its YOUR truck, so go get it.
I wouldn't want anyone driving MY truck in MY name. I am LIABLE for anything that happens.
Smart is relative...LOL That choice did keep you from walking. It would be a wise choice to SELL the truck instead of letting it go back. You might have to borrow 1-5K to complete the payoff, but, you wouldn't have a repo on your CR, and the bank hounding you for payment of the balance due. Think about it...
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