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To provide low-cost healthcare coverage for eligible persons.
Sometimes, the cost of employer sponsored health insurance can be too much. For the unemployed and very low income, there may not even be any available health insurance. One solution to this problem is to look for the Medicaid programs in your state. Every state has a Medicaid program, although the names are all different, which is designed to cover those who do not have health insurance or who cannot afford it. For those who have no access to health insurance, Medicaid can provide nearly free coverage. For those who do have access through their employer but cannot afford it, Medicaid may be a very low cost option. Health insurance is critical to have in case of emergencies and there are many ways to get insurance if you do not currently have any.
No.. at least none you could afford. lloyds of London maybe.
Term life insurance is for a defined number of years. It is useful to provide coverage at a time when you would leave behind dependents but can't afford whole of life coverage.
An elderly or disabled person who needs nursing home level of care and can't afford it should apply for Medicaid. There are programs to provide in-home services (but not round-the-clock care) for such persons.
medicaid
If you cannot afford one try your government medicaid office or local churches.
Medicare, medicaid, county hospital and health clinics
The answer is Medicaid, which is called different things in different states -- MaineCare in Maine, TennCare in Tennessee, etc. For more plain and simple answers to health insurance questions, visit Health Unsurance blog.
That depends on how you define 'uninsured'. There are about 6 million without coverage currently (2008). However, a third of those are uninsured by choice. They can qualify for coverage and can afford coverage but choose not to spend their money on insurance. Another third qualify for existing programs like Medical & Medicaid but have not signed up yet. Most common reason is they are not sick. The governements own studies verify that number but they still like to call them uninsured. Finally there are about 2 million who would like coverage but can not get it, mostly for health reasons. This is the group we should be spending time on, not the first two.
Medicaid is a joint state-federal program that provides medical and hospital benefits to low income persons. It is administered by the states according to mandates set forth by the federal government, and is financed by tax dollars.
You have to hope the guy who hit it offer up his liability coverage. You might consider broader Auto Insurance Coverage in the future when you can afford it.