How do I obtain a title to a motorcycle if the title has a bank lien and the motorcycle was sold for parts and previous owner still owes money?
You can't. The bank still owns the bike, NOT you. The bike was
sold to you illegally if the bank wasn't paid off. You need to get
your money back.
Not quite true. He can legally sell you the bike but it becomes
"interesting" depending on the terms and conditions of the loan and
For example you want to be careful since you might end up being
RESPONSIBLE for the remainder of his loan :-) This is unlikely
however since to be owner you have to transfer the title and you
can not do that as long as there is a lien on the bike. a lien does
not mean the bank owns the bike the seller owns it. The lien means
the bank has a financial interest in the bike. "part" ownership if
you will. If you really want the bike I would contact the lien
holder. This might be as simple as the bike was "totaled" out by
insurance and they simply forgot to remove the lien on the original
title or they may "sell" you the salvage title. Call them and see
if you can get someone on the phone. I would prefer to do all this
BEFORE paying any money for it :-) You can use all the parts except
the Frame and Engine Casing as they both have VIN numbers and you
need a title for BOTH if they do not match.