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Q: How do you decide which insurance is primary?
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How do you get medicare as your primary insurance if you have horizons select as your primary you want to change?

You cannot decide which insurance is primary and which is secondary. Their is nothing you can do to determine this. Within each policy it specifies when each policy is primary or secondary. With Medicare, it is always going to be secondary to insurance provided by an employer or retirement plan.


Which insurance plan is primary when both husband and wife have same plan?

The birthday rule will decide who's plan is primary or secondary.


If parents are divorced which insurance is primary?

I think the wife's insurance is primary.


What is meant by primary and secondary insurance coverage?

Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.


Does secondary insurance cover or pay copays of primary insurance?

The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.


Is your insurance considered your primary insurance?

Yes


What does primary and non contributing really mean in regards to general liability insurance coverage?

It means that whoever states their insurance is Primary, it's really Primary regardless of who is at fault. For example, the subcontractors insurance is usually primary over the GCs insurance. This means that if the sub has a claim and in all reality it's the GC's fault, but the sub listed their insurance as primary, then the subs insurance is paying first no matter what. Primary means just that, the insurance listed is PRIMARY, regardless of fault. www.mac2insure.com


Can you buy secondary travel insurance without primary insurance?

Put simply, yes, you can buy travel insurance or travel health insurance without primary insurance. That's just as well, as your primary insurance may not cover you (or cover you completely) when you travel overseas.


When will secondary health insurance not pay?

if primary paid more than allowed amount or if patient has primary insurance


Does your primary doctor perform the physical for life insurance?

It can be your primary doctor or a doctor that the life insurance company chooses.


If the father is primary based on birthday and the mother is secondary is it legal for the mother to use her insurance as primary by not telling the provider about the father's insurance?

No, it's fraudulant. It's not practical, the secondary insurance should pay the remainder of the cost the primary insurance doesn't cover.


Which insurance is primary for the husband when the husband and wife each have insurance through their jobs and husband is covered by the wifes insurance as well?

The husbands own insurance would be primary, and his wife's would be secondary.