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How do you determine a child's primary dental insurance when both parents have different dental insurance?
Wiki User
∙ 12y ago
Each state has rules governing which policy is primary and which is secondary. If the parents are together, most states use the birthday rule. That means the birthday of the parent that comes earliest in the year. If the parents are separated, it will be the parent with custody unless a court order says otherwise. Your insurer will know the answer for your state or Che k with your insurance department--they usually have a consumer advocate you can check with.
Wiki User
∙ 12y ago
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If parents are divorced which insurance is primary?
I think the wife's insurance is primary.
If both parents are born in the same month does the day of birth determine which plan is primary?
If both parents are born in the same month, the day of birth can determine which plan is primary. Most often, the parents will choose which plan will be primary for their family rather than allow it to be chosen by date.
Do you have to be added to your parents insurance policy if you are primary driver of one of their vehicles and you have insurance policy of your own?
yes, simple as that.
How do you get medicare as your primary insurance if you have horizons select as your primary you want to change?
You cannot decide which insurance is primary and which is secondary. Their is nothing you can do to determine this. Within each policy it specifies when each policy is primary or secondary. With Medicare, it is always going to be secondary to insurance provided by an employer or retirement plan.
Who has primary insurance coverage for a dependent child when both parents have coverage?
The parent who was born first in the year. In other words if the mom was born in June and the father was born in July, then the primary insurance would be covered by the mother. This also applies to both parents being born in the same month. Whoever was born first is the primary holder of the insurance.
Will secondary insurance pay claim if primary insurance is provided by the same insurance company?
yes, they will treat it as if the primary was a different company. You pay two premiums. If they do not, contact the DOI.
What are the odds of the same woman being the beneficiary to three separate life insurance policies?
Actually the odds could be 100% if the woman's husband owned three different life insurance policies naming her as the primary beneficiary for each of the policies. Or, perhaps her parents each owned life insurance policies, as well, and named her as the primary beneficiary.
What is the birthday rule for insurance?
Parents, whose birthday month falls first in the year is the primary payers
What type of insurance does Hartford deal with?
The Hartford Insurance Company deals with may different types of insurance, however their primary focus is that of life insurance for elderly people.
Difference between primary and Secondary commercial claims?
There is one major difference between these types of claims. When a person has two different insurance carriers, one of them is designated as the primary coverage and the other as the secondary. The primary insurance should be billed first and normally pays the bulk of the bill. The secondary insurance gets billed for the remainder of the bill which the primary insurance did not pay for.
How do you determine which is the primary and secondary insurer if you and your spouse both have medical insurance coverage?
It goes off the month in which the parent was born! Who ever was born 1st is primary. It does not go off the age!
Do licenced minors have to be listed on the parents insurance policy?
Licensed minors do not need to be listed on the parents' insurance policy in this state. Any family member is included on the primary driver's insurance. However, the insurance agent must be informed about the fact that minors will be driving the car. They must be listed as drivers on a form and have an insurance card to drive legally. There is a difference between having an insurance card and being listed on the policy. Simply because they are not listed on the policy does not mean the rates will not go up. Different regulations may apply in your area.
