How do you finance car in Texas?
Usually dealers will find financing for you once you settle on a car and a price. However, if you have good credit and a bank or lender you've worked with in the past, you will get a better interest rate through them. Don't give the dealer any more chances to swindle you than they have already! Just remember that when applying for any loan your debt to income ratio and credit history will determine not only what interest rates you qualify for, but also how much of a loan you can get approved for.