How do you get a car loan?

Answer 1

There are several important factors to consider in obtaining any type loan, the most important of these is how your credit history is, in fact by law (passed just last year) everyone is allowed a free credit check each year so before making any commitment to a lender go to one or both of the links I have placed here and obtain a report copy you may also want to obtain your credit score which will cost you $5. Or 10. bucks www.econsumer.equifax.com or www.annualcreditreport.experian.com If you have a solid credit history you will find abundance off lending establishments to choose from and most likely you should be able to negotiate reasonable loan terms. But if you have a history of poor credit well your pretty much at the mercy of lenders that are legally able to charge hellish interest rates. Check out where you bank or a credit union remembers if your credit is good then you