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How do you get a vehicle back which you co-signed for?

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βˆ™ 2006-09-16 16:42:57

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I am assuming that the car payments are not being made and your credit is being hurt. Short of playing repo man/woman yourself--you need consult an attorney before you do anything.

2006-09-16 16:42:57
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Related Questions

Do you have the right to take possession of a vehicle you cosigned when the person not making payments?


If you cosigned for a vehicle loan and made the borrower sign and notarize a letter stating that in the event of default on the loan the vehicle automatically reverts back to you how do you enforce it?

Hire a lawyer and if the lawyer can't get it back for you, take them to claims court. You'll win for sure.

What rights do i have to a vehicle that my wife cosigned for me but the title is in her name because i don't have a license?


If you co-sign for a vehicle do you have to be on the car's title?

NO, and shouldn't want to be unless you don't have faith in the one you cosigned for.

If a person cosigned for you and their name is on the title are you required to pay them back?

only if you owe them money

If you cosigned for a vehicle will this hurt your chances of purchasing another one?

It depends on your debt to income ratio and the total amount finance of the other vehicle. If you can afford two cars, it should not be a problem.

How do you go about getting a car back that you cosigned for if the other person is not making payments?

CALL THE LENDER. They can advise you and work with you.

If you cosigned on a car loan and the car got repoed can you get the car back if you pay the loan off?

Yes, You are still considered a signer of the note. You will have to pay repo costs and any other charges that may have occurred, but you have every right to get vehicle back. talk to your bank where the loan was processed and they should help.

How can you get your name off of a car note you have cosigned on?

you and the party you cosigned have to talk to who you have the note with and they should be able to help you out

How can you get out of cosigner even through you already cosigned?

Pay the loan off and then collect payments from the person you cosigned for.

Your ex cosigned car lease How do you remove her from lease without losing vehicle?

You can have another person cosign for that person. As long as your the primary you wont need her to get her off the lease.

If the person you cosigned for refuses to pay on the car loan after a year and a half can the cosigner take over payments and get possession of the car?

Only if they are a joint title holder of the vehicle.

I cosigned for my son in laws car he went bankrupt the court made him get rid of the most exp vehicle Its been on my credit for 5 years how do you get it off I thought there was a class action suit?

You are better off to give the money to someone rather than cosign. Cosigning means that you are responsible for that debt if the person you cosigned for doesn't pay up. The court would have your son-in-law sell the vehicle and pay the bank back and whatever is left over is your responsibility. Go to the bank you and your son-in-law went too and they will straighten things out for you.

Is the cosigner responsible for other debts beside the item such as house rental he has cosigned for?

A cosigner is only responsible for the items that he has cosigned for.

If you cosigned for a vehicle with your husband before you were divorced and are now divorced and the vehicle is repossessed can you be charged with grand larceny?

No, repossession is a civil action not a criminal one. You can be held financially responsible for the debt, though, regardless if the divorce petition states otherwise.

How can you sue the person you cosigned for?

if you are from 'merica

Someone cosigned a loan for me and I since lost my job can this person file suit for the entire loan or just what she cosigned for?

No, you would have to redo the loan.

Does the person who cosigned for you have the right to take a vehicle even if the payments ARE being made on time?

If the payments ARE being made on time, and if they are being made by YOU, the cosignor should have no rights to the vehicle. The police are going to look at whose name is on the title to determine who keeps the car.

If a person cosigns on a vehicle loan and is listed as the primary buyer on the title and the person they cosigned for has refused to make any payments can the the cosigner regain ownership of the car?

If a person's name is listed on a title, that person owns the car. If a person merely cosigned the note, that person's name will not be on the title. If you own the car, you certainly can take physical possession of it.

Can a lien be put on my property if im a senior citizen without going to court 1st for cosigned car?

Unfortunately if you cosigned a loan that means you were willing to pay the loan if the other signer defaults and if that happen they will go by any means to collect that money that you "cosigned/said" you would cover if the other person defaults. I would go after that person that you cosigned for if it has gone this far.

What happens when someone who cosigned for has filed bankruptcy?

If you are talking about someone who cosigned for your loan filing bankruptcy, As long as you continue to make your payments on time, nothing will happen. If you are talking about someone you cosigned for taking bankruptcy, you may very well have to pay this loan. Contact the lender.

How do I get possession of a car in Michigan that I cosigned for when the owner has stopped making payments and communicating with me?

Contact whomever holds the lien, they will allow you to make payments and take posession of said vehicle if signor has ceased to make payments. I have already contacted the lien holder and they advised me that they would not get involved with me taking possession of the vehicle. All they wanted from me were back payments. I brought the payments up to date. Now I want to get the vehicle in my possession. Unfortunately I have been unsuccessful at contacting the person I cosigned for. I've even heard that he may have moved out of Michigan. I have a copy of the Michigan registration showing myself as an owner. I am currently awaiting documentation from the state that I am on the title. What is my next step towards getting possession of the car?

If you get married are you responsible for the loan your spouse cosigned for their sibling?


Can a cosigned car be taken out of state of Washington?

yes it can

If you cosigned for your son and his girlfriend for a cell phone and they let it go back with a 300 bill can you take her to small claims court?

Yes. You have a legal right to sue to recover what is owed.