How do you remove the horn panel from the steering wheel of a 1995 Ford Contour?

On your steering wheel colum, take the upper and lower covers off ( screws are on the bottom ) to access the wiring harnesses. Make sure you battery cables are off battery and wait for 10 minutes to let the cars stored electrical unit drain. ( yea it has an electic stored power supply unit ) Next, unplug the wiring harness on the steering colum.... Now on the back of the steering wheel you will find two screw holes... pretty small... there is either screws or an Allen wrench type screw. ( I had to get in there and look myself ). Take them out and your horn/airbag cover will come loose. I changed my clock spring in there and I suggest you do as well... trust me! I don't know what your doing, but you will most likely need to take you steering wheel off because of the wiring. One bolt... after I removed that I just used my hands to bang on the back of wheel and it came right off.