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Depends on the credit card company. If you are constantly late with your payments you have to pay the late fee and some companies may charge you a higher rate.
To write a letter of late submission of documents to a company you need to address it to the manager with the reasons for the late submissions.
They can, but they don't have to. They usually will if you have had a good payment history with them in the past. If you have been late a lot, you can try to negotiate to pay off the debt to remove the late payments.You can also try and dispute the late payments to the credit bureaus. If they don't verify it with in 30 to 45 days, the late payments must be removed.
Late fees can be incurred for utilities payments that are not made on time. These terms will vary depending on what utility company is used, and they should be contacted to learn what late fees and penalties they charge.
This depends on the company that you are insured with. You will have to ask them what their policy is regarding late payments.
Generally, late payments over 30 days late are reported to a credit reporting agency. After that, late mortgage payments can become "missed" mortgage payments. And missed payments can affect your credit score in a negative way. However, your exact late payment will depend on how your specific mortgage lender reports payments to the credit bureaus.
To write a letter of explanation for late payments because of a change of address, you could say that you did not receive your mail in a timely fashion. You should also apologize profusely and state that you will endeavor to pay the outstanding amount by a given date.
NO! He is only guaranteeing the loan. He has no legal right to take the car.
Payments in the last 12 months are reported on your credit report. The BK 7 and the previously late payments will continue to show on your credit report, but eventually your ontime payments will be the ones showing. You may be able to get a statement that the house was redeemed in the bankrupcy, but all late notices for the past 12 months and/or a notice of foreclosure will remain.
They will accept almost any claim, paying it is another matter.
No.
Yes they can ! So long as there is an outstanding balance - even if the card has been cancelled - you are required to make the payments the company asks for on or before the date they're due. If you fail to make the payments in due time, they are entitled to charge a late fee and/or interest !