You file for a lost/duplicate title at your States motor vehicle department. The bank may have sent a lien release to them on payoff. If not and the title still shows a lien by the bank, you conatct the State Department of Banking who will tell you how to contact who is handling the old affairs of the bank (the bank may have closed for new business, but just like the closing of the bank would not have eliminated the debt, it and many other business dealing continue in full force, the business affairs were either taken over or sold to another one, or has a caretaker that is auhtorized to resolve issues like this). If the loan was paid off, the records still exist and that entity will provide the release of lien.
You can get one through your DMV. Contact them and they will tell you how, give you the forms. There will be a fee.
Find out from the bank the days that they provided insurance. Then call your insurance company and get copies of your declarations pages from that time faxed to your bank. Once your bank has proof that you were insured elsewhere they will forgive the debt for the insurance and release the title.
If the bank is no longer in business because it was bought out/merged with another bank, then go to that other bank and see if they'll honor it (they should). If the bank is no longer in business because the bank is just no longer in business or you don't know what happened to it, then it's going to be trickier. I'd try contacting the FDIC to see if they can help.
Stop by any of the DMV location with registration, ID, and a bank statment (might not be needed) to show a proof of address, and pay a small fee and recive new title.
It depends on the state. In many states, the bank or financial business that gives the loan holds the title. Where I live, the owner holds title and the title shows a lien held by the financing institution.
Go to clerk of courts title office ,they put the liens on titles ,take proof of payoff and they should be able to direct you.
Yes. Go to a bank where you already do business and ask for a loan using your boat as collateral. If you have the boat title in your possession, the bank will need or require the title be kept by them until the note is paid in full.
Ask to see the title of the car... the seller must sign over the title to sell the car. The financing bank will hold the title until a loan is paid off, at which time the title transfers to the owner as proof the car is paid off.
To open a US Bank account, you either need to be a Citizen of USA or someone who runs a business in USA or someone who earns an income in USA. If you do not fall under either of these 3 categories, then you will not be able to open a US bank account. To open a bank account, you need identity proof, address proof and Social Security Number.
no,you should have title.
You must get your title notarized when you transfer a vehicle - DO NOT SIGN the title until you are in the presence of the notary!! Try going into your local bank - there may be a notary there who won't charge you because you are a bank customer.
Aditya Puri from HDFC Bank