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Basically, use the business letter form and start out with Dear (name of the person you are writing to) or Dear Sir (or Madame). In the first paragraph state the purpose for your letter. In subsequent paragraphs, give any relevant information. Write a short conclusion and then end with "Sincerely," or another appropriate ending. leave space to sign your name, and type your name under it. Make the letter as brief as possible and proofread for grammar, spelling, clarity, etc. Use professional language.

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Q: How do you write a contribution letter to your mortgage company regarding your spouse whose income helps to pay all the expenses including the monthly mortgage?
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