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Traffic Violations and Tickets

How does 1 speeding ticket and 1 ticket for driving with no chains affect your insurability for driving a company vehicle?

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Answer

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Wiki User
07/15/2015

It doesnt. In the eyes of the insurance carrier... you are still considered a good driver.. and are still entitled to the same discounts as a person with a clean record.

If you are a CDL driver the speeding ticket is considered a serious violation and could cause an increase in your company's insurance. It will most likely cause an increase in your personal insurance.

The other problem if you are CDL is that another serious violation in the next three years will result in suspension of your CDL license.

Many insurance carriers are now excluding company drivers with three or more tickets on their MVR. If you are CDL you are required to report the speeding ticket to your employer.

You can check with your DMV to see if the "No Chains" violation is on you MVR. If so this will also show to the insurance company increasing the likelyhood of you being excluded from driving.

lwpat