Collection agencies do not normally have that power without a court order. You should go see a lawyer ASAP.
== == no they can not do so for a medical bill.
It is possible for the collection agency to put a lien on your bank account. Before they can do this, they must go through the proper procedures first.
No, only if the survivor benefits are your only source of income they are non garnishable.
In Texas, a collection agency can potentially levy a joint checking account, even if the debt was solely your spouse's prior to your marriage. Joint accounts are considered the assets of both account holders and are subject to collection efforts. It is advisable to consult with an attorney for specific legal advice regarding your situation.
No, once a collection agency relinquishes their claim to the account by selling it they must remove all negative trade lines related to that account from your credit reports. Hope this helps ST
A collection agency does not have direct access to your banking information unless you provide it to them or they obtain a court order to access your financial records. However, they can sometimes use various methods to locate and verify your assets, such as checking public records or contacting your bank to see if you have a checking account.
If a Payday Loan company hires a collection agency to collect on your account they can send your account to an attorney to collect the amount of the loan and any NSF fees that you have accumulated. However, it is stated at the bottom of your contract that if you close your checking account that the loan is made from, that you can be charged with fraud.
A collection agency can take 100% of the money in your joint banking accounts, regardless of who deposited it. If the debt is owed, and there are assets in the name of the debtor, those assets are in jeopardy. It is not easy to hide these even by trying to shelter them in an account with someone else's name. If the asset exists, it will be found in most cases, and a collection agency that locates it will take all they can the first time they hit it.
Yes.
No. A collection agency can not freeze your bank account. Only a judge could do that.
First off, you never give a collection agency your banking or credit card info, they will wipe you clean, if you have done this, I would clear up the overdraft with the bank so they won't report you to Chex Systems and close the account and open another account at a new bank.
The original account with a normal credit company went to a third party collection agency. Only after it went to the collection agency was the debt paid and then the account closed.