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How long can a debt collector attempt to collect a debt in Texas?
Wiki User
∙ 11y ago
There is no time limit on how long a creditor/collector can pursue collection action on a debt owed. There are, however, time limits (SOL) on when a collector can initiate a civil suit against the debtor. SOL's are determined by the laws of the debtors state of residence.
Wiki User
∙ 11y ago
In Texas, the statute of limitations for collecting a debt through legal action is typically 4 years. However, debt collectors can continue attempting to collect a debt beyond this period, but they cannot sue for the debt once the statute of limitations has expired.
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Can the debt collector sue you for a 12 year old account?
It depends on the statute of limitations in your state for debt collection lawsuits. If the debt is past the statute of limitations, the debt collector may not be able to successfully sue you. However, they can still attempt to collect the debt through other means like phone calls or letters.
How long can a debt collector collect a debt from a judgment if you have moved to South Carolina?
In South Carolina, a debt collector has 10 years to collect a debt from a judgment. This time frame starts from when the judgment is entered. After the 10-year period, the debt may no longer be enforceable unless it is renewed through legal actions.
Can an Ohio debt collector garnish your spouses income in Michigan if the debt was originated in Michigan-Are they bound to Ohio law or Michigan law?
In this situation, the Ohio debt collector would need to follow Michigan law regarding garnishment of a spouse's income, as Michigan law would apply to the state where the income is earned. The debt collector would not be bound to Ohio law in this case. It is important to consult with a legal professional familiar with both Ohio and Michigan laws to understand the specific implications and requirements.
Can a collection agency attempt to collect a debt that was settled by another collection agency as 'not valid' a year prior?
Yes, a collection agency can attempt to collect a debt that was settled by another agency if they believe the debt is valid. However, if the previous agency settled it as 'not valid,' you may dispute the debt with the new agency and provide them with documentation supporting the previous resolution.
What is the right to notify a debt collector in writing to have no further contact with you is covered by the?
The right to notify a debt collector in writing to cease further communication is covered under the Fair Debt Collection Practices Act (FDCPA). This request, commonly known as a cease and desist letter, requires the debt collector to stop contacting you except to inform you that further efforts to collect the debt have ceased or that specific actions may be taken.
What does the mini Miranda say?
This is a attempt to collect a debt and any information obtained will be used for that purpose this is communication from a debt collector
Is it legal for a debt collector to leave a phone message this is an attempt to collect a debt?
It is only legal for a debt collector to leave a phone message if it is your personal phone. They can not leave a message if others are able to hear it.
Can a debt collector call police to collect a debt?
No.
How long does it take for a debt collection agency to collect a debt?
A debt collector can attempt to collect on a debt for as long as she wants. She cannot, however, bring legal action against you once the statute of limitations has expired. At this point, she may still attempt to contact you by phone and written correspondence, but that is legally the extent of the actions.
What may debt collectors do?
can a debt collector come to your house to collect a debt
How long can debt collectors collect in Pennsylvania?
There is no limitation on how long a bill collector has to attempt to collect a debt. The statute of limitations on taking legal action is another matter. Even if your bill is old, and no longer shows on your credit report, a bill collector can still attempt to collect it from you. If it's over the statute of limitations, they would not be able to collect in court, but they are not prohibited from contacting you for payment. Refer to the Fair Debt Collection Practices Act (FDCPA) for more information on the Federal law governing collection activity.
Can creditors contact family members in an attempt to collect debt?
Yes, they can. Under the Fair Debt Collection Practices Act, the creditor can call family members or neighbors in an attempt to collect a debt.
Can an out of state debt collector sue you?
Yes, an out of state debt collector can sue you. Many debt collection agencies collect for companies located all over the country.
Can a debt collector try to collect on a debt that is your ex husbands?
If you are a co-applicant, yes ..... otherwise no.
Can a debt collector have the right to harass you at work?
A debt collector has no right to "harass" you at all. They do have the right (not withstanding some state's specific laws) to contact you at your place of employment in an attempt to collect the debt. You do have the right to request they do not call your place of employment and they have to abide by the law. Research the Fair Debt Collection Practices Act (FDCPA) for further information.
If one collection agency buys your debt and charges interest and then sells it to another debt collector can that new debt collector collect on the old interest?
Yes. The new debt collector bought the entire debt, including interest that was added on. You will be responsible for the entire debt.
How long can a debt collector attempt to collect a debt in pa?
Hello, Please search in google for State Statute of limitation. I could have answered that, if i knew which type of debt it is and which type of contract you have. You should get the answer, there are a lot of websites that have State Statute of limitation. Thanks!
