You can review the Fair Credit Reporting Act for particulars, but generally speaking a paid bill will come off of your credit report 7.5 years after Date of Last Activity (DLA). In your case the DLA would be the last date your final payment was applied to the balance, paying it in full. If you are interested, I may be able to help you remove trade lines where the balance was paid in full. Let me know.
it currently takes 7 years for something to come off of your credit report
Typically, you have to wait 7 years for the charge-off to come off your credit report. But, if the account is incorrect, incomplete, misleading, or unverifiable, it may be deleted much sooner.
Never
A dispute on a credit report can take up to 60 days to be resolved.
Charge offs will stay on your credit report for 3 to 7 years
7 years or change your name and move to mexico
Pay your bills on time. Don't use more than 30% of your available credit. Establish a long history of paying your bills on time.
A hospital bill can stay on your credit report from 7-10 years. You can learn alot more by getting a credit report from Transunion, Experian or Equifax. You are entitled to one free credit report a year. You can go to annualcreditreport.com and get your free credit report their. It is very important to know what is on your credit report.
Unpaid medical bills are on your credit score until they are settled with the company that issued the bills or written off of the credit report. This could be for many years if you are making payments on the account or might end more quickly if you have declared bankruptcy.
it can stay on your credit report for as long as 10 years.
Bankruptcy can stay on your credit report for up to 10 years. If you obtain the credit report directly from the credit reporting agency (ie. Equifax, Transunion, Experion) the report will provide you with directions on how to dispute the information.
The required seven years, the entry should be marked "paid or settled".
it currently takes 7 years for something to come off of your credit report
So long as you pay your bills on time, your credit score shouldn't change. Paying down the debt will, of course, help increase your score.
How long does a judgement stay on your credit report in ventura county/ca
Like other late payments reported to a credit reporting agency, an unpaid medical bill may stay on a credit report for up to seven years.
You can't. But as long as you pay you bills on time for the next 3-4 years you shouldn't have a problem getting a mortgage