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How many times can you claim bankruptcy chapter 7 Ive claimed bankruptcy twice. Ive seen a lawyer to claim again. Health problems and credit cards.I have to wait till 2009.?
Wiki User
∙ 15y ago
It isn't a specific number, but a period of time that is used.
Under the bankruptcy laws effective on October 17, 2005, Chapter 7 cannot be filed unless the debtor was discharged from the previous Chapter 7 or bankruptcy more than eight years ago. The debtor cannot file a Chapter 13 unless: (1) the debtor received a discharge under Chapter 7, 11 or 12 more than four years ago; or (2) the debtor received a discharge under Chapter 13 more than two years ago.
There is also a department tracking "serial" filers...and under the belief these people may be abusing the system, after a few BKs their cases are looked at critically and they may not be able to avail themselves of the protection of the court and BK system
Wiki User
∙ 15y ago
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