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Strictly speaking from a legal perspective, banks lack the authority to do any such thing.
What you have is a contract between yourself and the bank. If you violate the terms of the contract by failing to make payments as required, then the bank may be able to pursue a civil case against you...depending on the laws of your particular state...and take you to court to get their money. But if you had money, you'd already have paid them, so they don't typically bother with that option.
Usually, they'll just sell your debt to a 3rd party collector, who may very well use all sorts of threats and intimidation to get you to pay, even though they have even less legal standing than the bank did.
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What can a credit card company attach if a judgment is found in their favor?
Any assets you have such as property, automobiles, bank accounts or wages.
Can an credit card company garnish your wages?
No
Can my wages be garnished for my husband's credit card?
no it cant
What kind of credit cards does First PREMIER Bank offer?
First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.
What types of credit card Bank of America offers?
What type of credit card Bank of America offers
What can a credit card company attach if a judgment is found in their favor?
Any assets you have such as property, automobiles, bank accounts or wages.
Your husband is getting a garnishment on a credit card you just found out that your bank account has been frozen not from his garnishment but from a credit card that I have owed on. Is this legal?
I thought this was illegal. How is the credit card company that is garnishing his wages supposed to collect their money when our account is frozen?
Can an credit card company garnish your wages?
No
Does Texas law allow judgments by the courts to garnish wages for credit card debt?
Yes, Texas allows garnishment of wages for credit card debit
Can credit card co garnish wages in penna?
No.
Can my wages be garnished for my husband's credit card?
no it cant
Can a credit card company garnish your wages in California?
A credit card company can garnish you wages if they successfully sue for the owed funds in court. They cannot garnish wages before going through the court system.
What kind of credit cards does First PREMIER Bank offer?
First PREMIER Bank has a standard credit card. They also have a gold credit card, a classic credit card, a PREMIER Possibilities credit card, a PREMIER Forward MasterCard credit card, and a secured credit card.
Does Discover have a bank or just a credit card?
Yes, Discover has both a bank and credit card services.
What types of credit card Bank of America offers?
What type of credit card Bank of America offers
How can someone get a credit card with Orchard bank?
To obtain a credit card from the Orchard Bank one must apply and qualify for the credit card. Orchard Bank has online applications that can be completed on their website.
Can a credit union in Arizona through which you had a credit card freeze your bank account?
Yes, a credit union in Arizona could potentially freeze your bank account if you have a credit card through them and have outstanding debts or unpaid balances. However, they would likely need to go through a legal process and obtain a court order before taking such action. It's important to communicate with the credit union to resolve any issues before it escalates to this point.
