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form_title=Small Business Insurance form_header=Small business insurance is necessary to protect your company. An insurance professional can help you identify the potential risks associated with your company and customize your policy to meet those needs. Type of insurance needed:= {(),Business Owners Policy,Business Auto Insurance,Business Property Insurance,Business Liability Insurance,Home Business Insurance,Workers' Compensation,Business Umbrella Liability,Professional Liability Insurance,Directors and Officers Liability,Business Identity Theft,Group Health Insurance,Business Life Insurance,Key Person Life Insurance,Agricultural Insurance,Product Liability Insurance,Personal Insurance,Not Sure} Number of Full Time Employees=_ Years In Business=_
You need A General Liability Insurance Policy
Small businesses need insurance policies to protect themselves from financial losses due to unexpected events. A business insurance policy can cover losses due to property damage, liability, employee injury, and other risks. Having an insurance policy can also help a business to remain compliant with laws and regulations, as certain types of insurance are required in order to operate. Additionally, an insurance policy can help a business to attract customers, as customers may be more likely to do business with a company that is insured.
Zurich Insurance offers and excellent small business insurance policy. This can protect you against things like product liability and workers compensation.
You will need a general liability policy and you might be able to get a business owners policy that would cover your property and your liability all in one policy. The most inclusive type of insurance package is a Business Owner's Policy (BOP). Many insurance companies have specialized BOPs that are comprehensive but priced to suit the small business market. The BOP includes both property damage and liability coverage. Typically this includes loss of property, data, records and income, theft and general liability against claims for injury or damage sustained by a visitor to your business premises or through the use of your services or products.
Yes, you are required to have liability insurance if you wish to open, and have licensed, a small construction business.
You can get information about small business liability insurance from almost any insurance company, even the ones that advertise for auto insurance. The Nationwide company has liability insurance for businesses. Information can be found on the official website.
There are a few insurance companies out there that provide liability insurance to contractors and small businesses. Among them are Progressive, UCI Agency, Geico and Veracity Insurance.
If it is a small florist the cost is about $750 to $1000 depending upon the sales of the shop. if you deliver you must have a commercial auto policy.
Hiscox is a good start to find out about insurance liability. Hiscox can provide small business owners and brokers with the information they need to meet their insurance liability needs.
Generally, a standard one million dollar liability policy is what most have.
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