answersLogoWhite

0


Best Answer

If your an EMS Worker, Your most likely already covered under your employers policy. So I would check with them first.

Otherwise I'd say start in the 3 to 10 million dollar range might be a good idea on a professional malpractice policy. It really just depends on your exposure though.

User Avatar

Wiki User

โˆ™ 2012-10-08 00:23:01
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar
Study guides

๐Ÿ““
Create a Study Guide

Add your answer:

Earn +20 pts
Q: How much insurance liability or malpractice should an EMS worker carry and what does it cost?
Write your answer...
Submit
Related questions

How can you get employers liability insurance?

Employer's liability insurance is generally offered as a component of a worker's compensation policy. You should always check with your employer since all employer's have different policies regarding the matter.


What is the ratio of the insurance cost of Worker's Comp to Liability Insurance?

Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.


What has the author Jane Stapleton written?

Jane Stapleton has written: 'Product Liability (Law in Context)' 'Disease and the compensation debate' -- subject(s): Disability Insurance, Disability evaluation, Insurance, Disability, Insurance, Liability, Law and legislation, Liability Insurance, Occupational diseases, Worker's compensation, Workman's Compensation


What is contractor liability insurance?

Liability insurance is required for contractors in many states as a requisite to work. It protects both the contractor - the worker, and you - the employer, from any liability if the contractor is injured on the job (at your home.) Basically, if he is insured, you don't have to worry about being sued if he gets hurt on your property.


Will liability insurance cover if an employee is hurt on the job in Texas?

No. Your workers compensation coverage is what will cover a worker injured on the job. Your liability insurance is covers injury to your clients, customers, or other parties.


Diffenance in commercial and non commercial insurance?

Commercial Insurance is for a business. (general liability, worker's comp, etc.) The term "non-commercial" insurance isn't generally used. There is commercial insurance and personal insurance (i.e. homeowners, personal auto)


Important Reasons to Obtain Liability Insurance?

Liability insurance is one of the most important forms of insurance for business and property owners because it protects against individuals from potential risks incurred by third-party claims. The most common types are general liability, professional liability and worker's compensation. General liability applies to homeowners, renters and business owners. It protects against lawsuits that may arise from accidental injury on the premises, property damage, negligent acts and the like. Professional liability covers the work of doctors, consultants, accountants, and attorneys. Worker's compensation covers risks that employees may encounter while performing their jobs.


What type of insurance do you need for a cleaning forclosed homes?

Liability insurace (in case you damage something or hurt someone) and, if you have enough employees, Worker's Compensation insurance to cover your workers that get hurt on the job.


What types of insurance are offered by Penn National?

Penn National Insurance can be found in nine states of America. The company provide various types of insurance cover including business insurance (auto, general liability, worker's compensation etc.), and also personal insurance (homeowners, boat, renters, auto etc.).


What sort of liability insurance does one need for a sole proprietor educational services business?

Hi! You will need Errors and Omissions Insurance. This is basically a liability insurance policy that covers you, your employees and the company from claims of inadequate or negligent work. In addition to E&O insurance, you may also need general liability and commercial auto insurance. If you have a physical office and travel from location to location, general liability insurance will cover you in the event of a client or vendor being hurt while working on your job. A commercial auto policy will cover you if you are specifically using your vehicle for business purposes. Last but not least, if you are planning on having employees, you must also have worker's compensation insurance to limit your liability if an employee is hurt on the job. I hope this helps!


How long does workers comp insurance last for a job-related injury?

Worker's compensation insurance varies depending on each state. It helps to consult a lawyer if you are having and problems with worker's compensation. As long as a doctor has said you cannot return to work becasue of a work related injury, worker's compenstation insurance should be in effect.


Why would you need business insurance?

"Business insurance, like any other type of insurance, serves as a contingency for any unforeseeable event. It protects intellectual properties and assets as well as worker's compensation. It also deters against liability, any ensuing casualties, and business interruption."


Business umbrella insurance?

Umbrella or Excess Insurance provides an extra layer of limits, Usually sold in $1,000,000 increments above your current primary General Liability, Auto Liability and/or Worker's Compensation policies carried by a business. In NJ contact William J. Zester - VP MPPI, Inc. bzester@mppi.com


Is any Annual Maintenance Worker's Provident Fund liability of Principal Employer?

If the worker is on the company's payrolls - Yes


Can an IT worker ever be sued for professional malpractice and why?

No, because an IT workers are not recognized as a professionals because they are not licensed by the state or federal government. Therefore, IT workers are NOT liable for malpractice because they do not meet the legal definition of a professional.


What is the price of insurance for a car wash?

No way to give one answer, since there is no ONE car wash. Typically you will have property insurance on the building and machinery, and liability insurance- for people that get hurt on the property, and cars that are damaged while in your care. Property insurace will be based on value of the property, type of construction, location and fire protection. Liability insurance is based on revenues, type of car wash, location, and history of losses. Depending on location, you may also need worker's compensation insurace to cover workers.


Which companies offer insurance for injuries at work?

In the United States, employees should be covered for injuries at work by Worker's Compensation insurance, which is purchased by employers. Most employers are required by law to purchase this insurance for their employees.


Where do you get insurance for cutting trees?

An insurance agent. (What kind of insurance do you mean? There are specialized agencies for things like worker's comp insurance.)


What is Mackoul and Associates Inc Insurance Company?

Mackoul & Associates, Inc. specializes in the insurance of Cooperatives and Condominiums. Other insurance offered includes Commercial Insurance, Business Auto Insurance, Error & Omissions Liability, Business Life Insurance, Insurance for Small Business Owners, Worker Compensation and Short Term Disability, as well as Group Health Insurance. Personal Insurance offered includes Automobile, Coop/Condo Owners, Personal Umbrella, Watercraft, Disability Insurance, Homeowners Insurance, Renter's Insurance, Floater's Insurance, Life Insurance and Long Term Care Insurance.


What is medical malpractice negligence?

Medical malpractice negligence occurs when the doctor's or healthcare worker negligent treatment causes injury to the patientโ€”makes the patient's condition worse, causes unreasonable and unexpected complications. If your or loved one suffered from medical negligence, you can contact Lawyer4help, USA based firm that helps in providing the best personal injury lawyer. Call them: +1 (307) 828 1476


What are Two state-run social insurance programs?

unemployment insurance and worker's compensation


What is the minimum amount of employees a company must have before workmens fomp insurance is required in ar?

3 - BUT, bear in mind that this is referring to Workers' Comp insurance - not liability. A company is liable to its workers (sometimes even 1099 contractors) when there's only 1 worker. And, the business owner should carefully consider covering himself. See the link below for more info.


What does WC stand for in health insurance?

Depending upon the context, it may stand for Workers Compensation. Generally, Workers Compensation coverage is primary (over private health insurance) for a work-related injury. This means that the benefits payable under Worker's Compensation are first paid before any liability under the health insurance policy is triggered.


Where can you purchase workman's compensation insurance?

If you are NOT an employee, but rather a business-owner -- who needs to provide coverage -- the answer to this depends on what state you are in. Some states, e.g., Ohio, are "exclusive fund" states. If you do not live in an "exclusive fund" state, there will still be a "state fund" in place. You can purchase your coverage there, or from any private carriers that offer WC coverage in your state. You should check with the agent/broker who handles the rest of your business insurance. It is extremely important that you deal with an "authorized insurer", meaning one that has the requisite authority to conduct business in the State(s) in which you do business and in which you must provide insurance. Because worker's compensation insurance serves the purpose of shielding your business from most individual liability for work-related claims, the failure to do business with an authorized insurer can leave your business individually exposed to worker injury claims. You should contact the Department of Insurance of your State for confirmation that the insurer that you are considering is authorized to transact worker's compensation insurance business.


What has the author Janet R Douglas written?

Janet R. Douglas has written: 'Integrated Disability Management' -- subject(s): Disability Insurance, Insurance, Employers' liability, Workers' compensation 'Managing Worker's Compensation' -- subject(s): Cost control, Workers' compensation