How much insurance liability or malpractice should an EMS worker carry and what does it cost?
If your an EMS Worker, Your most likely already covered under your employers policy. So I would check with them first.
Otherwise I'd say start in the 3 to 10 million dollar range might be a good idea on a professional malpractice policy. It really just depends on your exposure though.
Liability insurance is required for contractors in many states as a requisite to work. It protects both the contractor - the worker, and you - the employer, from any liability if the contractor is injured on the job (at your home.) Basically, if he is insured, you don't have to worry about being sued if he gets hurt on your property.
What is the minimum amount of employees a company must have before workmens fomp insurance is required in ar?
Mackoul & Associates, Inc. specializes in the insurance of Cooperatives and Condominiums. Other insurance offered includes Commercial Insurance, Business Auto Insurance, Error & Omissions Liability, Business Life Insurance, Insurance for Small Business Owners, Worker Compensation and Short Term Disability, as well as Group Health Insurance. Personal Insurance offered includes Automobile, Coop/Condo Owners, Personal Umbrella, Watercraft, Disability Insurance, Homeowners Insurance, Renter's Insurance, Floater's Insurance, Life Insurance and Long Term Care Insurance.
A contractor liability policy is simply a general liability policy built for a contractor, to cover their unique risks depending on the type of work they perform. Construction insurance doesn't follow standard insurance forms or rate filings and is frequently non-admitted depending on the risk. When you are going to buy insurance you can tell them you need contractor liability or general liability for your contracting company and they are going to come up with…