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It depends where you live in the country, and your driving record. For an 18 y/o female with no accidents living in a small town, it might be as low as $500 (with no comprehensive insurance). Living in Boston at 18, no accidents on my record, my '89 Skylark cost $889/year to insure, with just collision & liability.

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Q: How much will it be to fet insurance on a 1989 buick skylark for an 18 year old female?
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