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If you have equity in your home you can refinance at anytime....

Make sure your current home loan does not have a prepayment penalty.

Next you would need to consult a mortgage lender:

http://www.fixed-mortgagerate.com/mortgage_loan

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Q: How soon can you refinance a home loan?
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Related questions

Where could someone find home refinance loan rates?

Zilliow have home refinance loan rates. Also you can find more information on MSN money. The company bank rate also have home refinance loan rates avalible.


Where can one get refinance or home equity loan?

You can get a refinance or home equity loan from banks such as Chase. Alternatively, you can also get this loan from the Bank of America. You can apply online at their respective websites.


How soon could you refinance after you purchase a car?

As long as your current loan shows on your credit and can be accessed by the refinance company, you can refinance anytime. There is no set time to refinance.


What is the difference between a refinance and a home equity loan?

There are many differences between a refinance loan and a home equity loan. These include differences in costs, loan structure, interest rates and accessing your money.


Where can one find home loan refinance quotes and rates online?

Home loan and refinance quotes and rates can be found on numerous sites online. These sites include Close Your Own Loan, Chase Mortgage Refinance, and America First.


In what situation might you need to refinance with a home loan?

You may need to refinance your home loan if you need to get money against your home. For example you are in the situation you lose your job and have no money, some people refinance , and borrow against their home in order to get money to live, however it does create a second loan.


What does refinancing actually mean?

Refinancing your home loan is where you take out a new home loan to pay off your existing one. You can either refinance by taking out a loan with a new bank or you can refinance to a new loan from your existing lender.


Can you refinance home equity loan without touching the first loan?

That's what a refinance is changing the terms. However, if you have equity, can get a 2d as alternative.


Where can one find information regarding Florida home loan refinance?

One can find information regarding Florida home loan refinance when one goes to the site of bankrate dot com. This site offers tips on how to refinance home loan even though one has bad credit.


How can one with bad credit refinance a home loan?

There are many ways one can refinance a home loan with bad credit. One can visit websites such as FHA or Mortgage Digger to get more information and apply for a loan.


What is a mortgage refinance loan for?

A mortgage refinance loan is exactly what the term implies. A homeowner can refinance a mortgage on their home in order to get a lower interest rate on their remaining balance on their mortgage debt.


What is the best way to refinance a home loan rate?

The best way to refinance a home loan rate is to obtain another loan without having a mortgage. In this way in the event of inability of payment, the customer will be insured and not lose own home.