I live in New York State. I was able to have my car return to me in 24 hours. Of course I had to pay the missing payments,then the towing and storage charges. Hopes this helps.
One day past the grace period is permissible.
My best suggestion is to contact your auto lender, and ask them the procedure for repossesions. Keep in mind that the bank can reposses your vehicle if you are 60 days late on your payments even if you attempt to only make half of your payments. Call them as soon as possible and work out a payment plan with them.
Yes
They are not going to repossess a vehicle because you were rude. They can however repossess it if you miss just one payment.
READ your contract. IF you are in default, they can repossess.
If you aren't paying in full they can repossess the car. To a bank " some sort of a payment " doesn't count. Call them and make arrangements.
A cosigner or coowner cannot repossess a vehicle. That is something the leinholder does.
They can if you did not comply with the terms of the loan.
Yes they absolutely can and will! Don't be foolish. Pay up before you have added fees and charges or lose the vehicle completely.
no
A dealership can only repossess your car if you do not pay in accordance with the sale agreement. If you did not pay the agreed down payment, the car may be repossessed.
Yes Usually they allow a grace period for an arears payment, but they do not have to.