This answer obviously can't come without a little bit of political bias, but I believe it will have a negative effect on small businesses because of the heavy taxes that will come on people with relatively high incomes. Many of these high-income people run small businesses, and therefore will be forced to fire some of their workers because of the coming taxes.
Aetna is one insurance company which offers health insurance for small businesses. EHealth Insurance is another great source for finding cheap health insurance for small businesses.
The employer portal mandate, or the requirement for small businesses to have a small health exchange portal of their own, has been delayed again, keeping small businesses and associated health plans in a lurch.
business plans
A small business does not have to provide insurance to employees. Unfortunately, it can be difficult for small businesses to pool the financial resources needed to offer quality insurance.
Environmental factors that affect small businesses include governing bodies and competitors. When the government makes regulations it can hurt small businesses trying that are trying to survive.
It is certainly true that some small businesses do fail, but health care is usually not the main reason. True, health care can be expensive for an employer to provide, but in some states, the cost is lower than in others. Further, some small businesses do not provide their employees with health care, or the employees pay part of it, and the employer pays the rest. Since the cost of health care is only one of many factors in assessing why a business has to close its doors, it is difficult to accurately answer this question.
Most insurance companies will have plans for small businesses that will support from a few employees to larger numbers. Prices will vary but are not really that affordable.
You can get it from your local health care vendor. Or you can go on the internet and look for health care reforms online in your region which will help alot.
The health care reform will have many affects on health insurance. Here are some of the key changes: -The idividual mandate requires that almost all americans sign up for a health insurance plan in 2014. -Insurance companies are no longer allowed to base plan rates on pre-existing conditions. Premium rates are allowed to be based on age, tobacco use, family size, and geogrphy only. -All insurance plans must cover a set of essential health benefits. -Insurance companies must guarantee renewability -Insurers are required to maintain a single state-wide risk pool for both individuals and small businesses -All premium rate increases must be reported
There are a number of reputable organizations that offer health care to small businesses. It really depends on the size of your business and the benefits you want to provide. http://www.healthplanone.com/healthinsurancecarriers/
Large businesses depend on small businesses to have higher prices and force customers to them. In addition, small businesses often order from larger businesses.
There are many sites that can inform you on health care benefits for small businesses. After doing some research, I have found this one to be quite informative: http://www.customcare.ca/