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Contact an agent in your area, if they do not sell this type of coverage/policy they will be able to refer you an agent that does.

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โˆ™ 2007-09-02 11:18:42
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Q: How would a group of churches acting as one entity get liability coverage for a food pantry set up in a city owned building without incorporating?
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Can a commercial building be insured for just liability?

Yes, but the problem will be finding a carrier who will write liability coverage a building with no property coverage on it. It would probably have to be an acceptable property risk for a casualty underwriter to consider writing just liability on it and there would have to be a good reason why you didn't want property coverage on it. Nobody wants to write liability insurance on a dump anymore than they want to write property coverage on it.


Do you need liability insurance if you have a party in a school building?

Absolutely. And if the school system has anyone with intelligence they will require you to provide them with proof of such coverage in the same amount equal to their liability coverage amount. If this is a one time thing you can purchase a liability policy called special event coverage.


What is liability coverage?

LIABILITY COVERAGE Refers to coverage for liability that an individual has if he or she should negligently injure another person or another person's property.


What is a lessor's risk only policy?

The Lessors Risk only coverage provides Liability and Property (Building) coverage to protect your interest as the owner of the building while leasing it to another party.


What is general liability and lessor's risk?

Lessor's Risk Only (LRO) provides liability and property coverage for building owners who lease out their entire building or occupy less than 75% of the building and lease out the remainder. Also called landlord's insurance.


Components to liability coverage under an auto policy?

Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components:


If you are forced off the road and your truck hits and breaks through the walls of a building is removing your truck from the building property damage liability or is it part of the physical damage?

That one could go both ways. If you have collision coverage on the vehicle, it could be covered as part of the tow expense. However, your liability coverage is responsible for repairing the claimant's building.....and that would include removing the vehicle from their building!


What is the Liability of homeowner acting as General contractor?

Homeowners insurance does not have liability coverage for your job occupation. You can obtain contractors insurance for liability coverage.


Where can I get liability car insurance?

Liability coverage (often simply called "liability") protects you from damage you do to others or to property in an accident. Some level of auto liability insurance coverage is required in all 50 states - get info for your state's auto liability insurance coverage requirements here.


Does Foreign Commercial General Liability include Foreign Business Auto Liability?

It can be, but it just depends on the extent of coverage you purchase. Commercial Auto is not automatically included with Commercial General Liability. If you purchase the Commercial Auto coverage along with the Commercial Liability then you will have the coverage. If you purchase only the commercial General Liability then you won't have coverage for commercial auto.


What is the minimum coverage for bodily injury liability for 2 people?

That would depend on the state where you live minimum liability coverage.


What coverage is provided when purchasing standard car insurance?

Coverage that is provided when purchasing standard car insurance are liability coverage and the legal right to drive. There are two liability coverages: bodily injury and property damage liability.


Does structure only insurance have any liability coverage?

If you purchase liability coverage on the dwelling policy then yes it will have liability coverage. If you only wanted the minimum price with no extra coverage that's what you get. Make sure you purchase the coverage you want when you talk with an agent. Dwelling coverage is used in situations when you own a home that you don't live in such as a rental property or if it does not qualify for a homeowners policy for some reason. You can add coverage for liability, contents, and many other additional coverages.


What are the two type of coverage provided by a homeowners insurance policy?

Property and Liability


What is covered by cheap liability car insurance?

Liability insurance covers damages to the property or body of others, it does not provide any coverage for yourself of your property. Each state has a minimum coverage which depicts the cost of "cheap" liability auto coverage.


Horse Legal Liability vs stableman's liability?

Difference between horse liability and stableman coverage


Why Tenants Liability insurance?

The property Owners Liability Insurance does not extend coverage to a Tenant. This is one reason a tenant might want to buy their own tenants liability coverage for their own protection.


Do you have to have full coverage on each vehicle you have or is it enough to have it on one and liability on the others and be fully covered?

You'll be fully covered only on the vehicles for which you choose to place full coverage insurance. The others will only be covered for liability losses if you only buy liability coverage for them.


What type of liability insurance can you get to lease a commercial building for personal non-business use or is an umbrella policy from your homeowners liability insurance enough for the landlord?

Umbrella policies are often written as "following form" which means it only provides coverage if your primary (i.e. homeowners policy) provides coverage. Ask your insurance agent if you need to add the new location to the liability section of your homeowner's policy. You may also need "fire legal coverage" which can pay the landlord if you accidentally cause fire damage to the leased building.


How much is 100000 in liability insurance?

I have to provide my apartment management with 100,000 liability insurance coverage. With Safeco it costs $18 per year. Liability coverage requires minimum personal property coverage of $10,000 (costs $57 per year) and replacement coverage (+$9). Total per year $84


What liability insurance coverage can be obtained for vacant land?

Whatever coverage amount you wish and that the company will accept, You can obtain liability insurance on vacant land.


Is the tenant or landlord responsible for damages in an apartment fire?

From an insurance perspective the landlord should have coverage on the building and the tenant should have coverage on his/her contents. Legal liability may be a different issue depending on the circumstances of the fire.


Do you have to have full coverage on a sports bike if you get a bank loan or will liability due?

More than likely your lien holder will require you to carry collision and comprehensive coverage in addition to liability coverage, this is to protect them/their investment.


Does a commercial general liability policy also provide excess vehicular liability coverage beyond the coverage in the driver's separate mva policy?

No. A commercial liability policy specifically excludes liability arising out of the ownership, maintenance or use of a motor vehicle.


If i cancel my full coverage and my car get stole they cover it?

Not if you now only have liability coverage.

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