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Q: I am pregnant and have medicaid and I just got married My husband just got a job and his family has assets We both don't have insurance and his income is pretty low Will I still be covered?
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If your husband is 66 and does not qualify for Medicare or Medicaid is there any private insurance he can purchase when you stop working and is no longer covered on your employee policy?

Yes. COBRA


If my husband gets a job and has insurance will Medicaid cancel my insurance. I am currently pregnant and didn't have insurance so I applied and got approved. Do I have the option to keep medicaid?

No. More information would be necessary to give an exact resolution, but you are not allowed to have both private insurance and Medicaid. You can not have both private insurance and medicaid at the same time. That is what is called double dipping. You husbands plan should have an option to "opt-in" to his plan if it is a group medical provided through work.


If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?

You have to list the drivers covered to drive your car on the policy. If not he is not covered.


Which insurance is primary for the husband when the husband and wife each have insurance through their jobs and husband is covered by the wifes insurance as well?

The husbands own insurance would be primary, and his wife's would be secondary.


What is my primary insurance my husband's plan at work or medicare?

If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.


Is my husband covered if auto and auto insurance are in my name?

Your husband must be on your policy to be covered. In some States you have to ad your spouse to the policy regardless if they will drive your vehicle or not.


Can a wifes maternity expenses be covered by the husbands insurance if her insurance does not have coverage?

If you both have coverage the wife's policy will be primary, and the husband's will be secondary - provided the wife is covered under the husband's policy. Submit the unpaid claims to the secondary carrier.


When husband is working and his wife collects SSI can she still be covered under her husbands employee health insurance?

Yes! If she has a state-funded insurance also, the husband's coverage will be secondary.


If your husband and you are both covered by separate health insurance policies through your jobs which insurance is primary for each of you?

AnswerThe policy with your name on it is prime.


Will a pregnant fiance be covered by Blue Cross Blue Shield when married and added to husband's insurance?

If the fiancée has Blue Cross Blue Shield and the husband has the same, I am sure that they will allow her to be added to his insurance policy. If the pregnant fiancée uses a different insurance company, then she may or may not be allowed to be added to the husbands insurance policy. Again, this varies case to case because of the different policies different individuals have. For the most accurate information, please contact your insurance representative. The pregnancy would be a pre-existing condition, so many insurance companies would not cover the costs. You should call the insurance companies involved to get an official answer.


If a pregnant woman is married to a business owner can she qualify for Medicaid?

Yes, if the husband is absent from the household (the State will pursue him for medical support) or is present but net income from business plus other household income is less than the Medicaid standard for that State.


What can you do if you can't afford medical care when you are pregnant have no insurance and can't get Medicaid?

Can you get state assistance? I'm not sure what Medicaid is, sorry if it's state assistance. Some options are looking into a free clinic. They have low to no fees depending on your income. Or going to a doctor that will work with you on a payment plan during and after they baby is born. That may be difficult to find, I'm not sure. There are plenty of options. Call a few doctors and talk with them. They may be able to help you find insurance of some other way to have your baby safely in a hospital. With my experience we couldn't afford health care either & I applied for medicaid & got turned down. Over & over again. My friend told me if I quit & only my husband worked we would get approved for medicaid & she was right. When I quit my job & reapplied for medicaid it got approved. If you and your husband are both working and your income is "too high" to qualify for Medicaid, you can claim that the two of you are separated so only the mother's income will count toward the qualifications. That has helped some people I know get Medicaid.