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I need a car to get to get a job so I need a car loan and Im not sure about my credit.?
Wiki User
∙ 10y ago
That's a statement, not a question.
We can't answer whatever your question is. Go talk to a dealer; they're good at finding loans. They may not be great at finding loans at good rates for people with bad credit, though.
If a dealer can't get you a loan, you probably can't get a loan.
Wiki User
∙ 10y ago
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How can you get a loan with bad credit without a cosigner?
It depends. If it's for a car you can go to any bad credit car place and they will give you credit. If it's for a house you can call a bad credit mortgage broker and they will give you a mortgage if you have a downpayment. If it's a small personal loan you need, go to a payday loan or cash advance store. You need a job and a checking account. Or you can try to get a loan from a bank or credit union if you have collateral like a car or house or something of value. Or you can go get an Auto title loan. You need a clean and clear car title and you get money the same day. These are the only ways I know of.
How do you get a car loan without credit or job?
it is very hard to get a car loan unless you show you are bringing in some type of income.. you may have a chance if you have a co signer yeah it's true car loan without credit as well job is very difficult to get, if you have no job then you must need cosigner to get car loan.
What is the difference between car loan and personal unsecured loan?
A car loan is a secured loan. If you don't pay the car loan, the lender can repossess the car. A personal loan is a loan based on your credit worthiness as judged by credit reporting agencies like Equifax. This "credit rating" is usually based on a FICO score, which views a variety of factors such as credit experience, lines of credit outstanding and payment history with other companies.
What is a tradline?
any credit line that you have- credit card, car loan, mortgage and student loan
What if you filed for chapter 7 then your car that you owes from a credit union was totaled and you buy it back from them will the court dismiss your line of credit with that credit union?
No. You probably didn't include the car loan in the bankruptcy (if you did you wouldn't have the car anymore). If debt wasn't included in the bankruptcy you still owe it. Was the car insured? Usually if there's a loan on it the loan holder requires full coverage insurance. I'm not sure what the line of credit has to do with the car.... but if that line of credit account number was included in the bankruptcy it will/was discharged.
Do you need good credit to qualify for collector car loans?
Yes you will. You will definitely need some good credit if you want to get a collector car loan. If you do not have good credit, you will not get the loan.
How can you finance a car loan if you have bad credit?
You need to check your credit score to make sure your credit is 600 or over if not you have to either put a larger down payment or pay off some debt before buying a car. The interest on a car loan with bad credit can be very high.
How good does your credit need to be for a car loan?
Nothing is published on what credit score you must have to obtain a car loan. There is information about having a high score means getting a better rate on your car loan.
How difficult would it be to get a student car loan?
To get a student car loan you will need to find a financing company who offers them. Some companies will offer loans to students who have no credit thus allowing them to still purchase a vehicle and build their credit. Be sure to check and make sure you are receiving a satisfactory interest rate.
Does a cosigner on car loan have to be licensed?
No, they just need good credit.
Where can one get a car auto loan- credit bad?
Title max at 411 West Broad Street is one place you may put up your car title for a loan. You do not need a good credit rating to obtain a loan here. All you need is an id and a clear car title to get this loan at Title max.
What type of credit would be suitable for a car loan?
It depends on where you go. If you go to a dealership you will need very good credit. On the other hand if you go to a fly by night used car lot, they will be More likely to work with you; however, they will charge twice the value of the car, and the interest will be very steep. That way if you do not pay off the loan, the have their money. Then They will reposes your car and sell it to someone else. So you need to be careful and make sure that wherever you get a car on a loan, make sure that you make all your payments on time.
How can you get a loan with bad credit without a cosigner?
It depends. If it's for a car you can go to any bad credit car place and they will give you credit. If it's for a house you can call a bad credit mortgage broker and they will give you a mortgage if you have a downpayment. If it's a small personal loan you need, go to a payday loan or cash advance store. You need a job and a checking account. Or you can try to get a loan from a bank or credit union if you have collateral like a car or house or something of value. Or you can go get an Auto title loan. You need a clean and clear car title and you get money the same day. These are the only ways I know of.
I need a car but you have bad credit?
This should be a easy solution, there are B-list lenders out there that will offer you a loan with bad credit. At a higher interest rate, it sure beats taking the bus. And over time it will improve your credit.
Would you need a co-signer for a car loan with a credit score of 682?
682
Which banks will offer a loan to those with bad credit but who need a car?
If one has bad credit and cannot get approved for a car loan through a bank, there are a number of companies that can help. Some options include Cars Direct, Car Loans Canada and 310-LOAN.
How do you get a car loan without credit or job?
it is very hard to get a car loan unless you show you are bringing in some type of income.. you may have a chance if you have a co signer yeah it's true car loan without credit as well job is very difficult to get, if you have no job then you must need cosigner to get car loan.
