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It should appear within 30 days..After 15 days from the time the dealer takes in your trade, you should contact your financial institution to confirm they have received payment in full...If not..Contact the dealer to find out why they have not paid the debt.

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โˆ™ 2006-04-03 14:40:36
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Q: If a car dealership pays off your auto loan on a trade in how long does it take to reflect on your credit report?
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Can I trade in my car if I am behind on payments?

You absolutely can trade in your vehicle even if you are behind on your payments. When you trade a vehicle in the dealership you are purchasing from pays off your previous loan in full, so being behind on your payments will not affect anything other than the total amount due on your car. Of course when the new dealership runs your credit report it will probably reflect that you are currently behind and will also show how many months you are behind.


When adding an old trade line to your credit report will this help raise your credit score?

ANSWER: If the old trade line was in good standing, yes.


Where is it possible to get a consumer credit report?

It is possible to get a consumer credit report at the Federal Trade Commission. The credit reports are free and a person can ask a free copy of the credit reports once every 12 months.


If an account was charged off and removed from your credit report after 7 years can another company buy the account and place it back on your credit report?

No, it is illegal, and if you are a victim of this, you can have it removed from your credit report by disputing it with the bureaus. After the statute of limitations is up on any trade line, it can not be placed back on your credit report.


Where can I get the form to request a credit report?

Each credit reporting agency has their own form to request a credit report which you can find on their website. Each person is entitled to at least 1 free credit report per year per agency with some states allowing more. The Federal Trade Commission offers free forms to request a credit report.


When will a 30 day late show on a credit report?

When you creditor updated your trade line


Where is the information on the free credit report scams?

The Federal Trade Commission's Consumer Information division has a list that details the legitimate, and fraudulent, free credit report offers in the United States.


How do you go about removing listed unknowns from a credit report?

Under the Fair Credit Reporting Act, you have the right to get a free copy of your credit report and dispute unknown or inaccurate entries. The Federal Trade Commission maintains a very informative website on how dispute errors in your credit report: http://www.ftc.gov/bcp/conline/pubs/credit/crdtdis.htm


Are tradeline illegal?

Reportedly, buying trade lines is illegal. A trade line is something that will make a credit report look better. According to the Fair Credit Reporting Act, this is illegal.


How long do trade lines stay on your credit report?

untill i dk im trolling u


How can you know which credit cards you have under your name?

The simplest way to get this information is to pull your own credit. Each credit card along with other debts you have will show up as a "trade line" on your credit report. Keep in mind that new credit cards will sometimes take up to 60 to show up on your credit report.


Where can one order a free credit report online?

CreditRepair are experts in the credit repair field and helps individuals meet their credit goals. CreditRepair process has been been developed, refined and proven over many years and thousands of customers. FREE CREDIT REPORT SUMMARY 2u.pw/sjfcK


Requesting Your Free Annual Credit Report?

Getting a copy of your credit report is a great way to make sure your financial health is in order. The Federal Trade Commission mandates that each citizen is entitled to a credit annual report at no cost, once yearly. Requesting your free annual credit report is easy. Simply find a site that offers free credit reports and request your one-time report. This will give you a snapshot of your debts and any actions taken by your creditors. With a free annual credit report, you will be able to clear up any errors or inconsistencies, settle debts and raise your score. Request your credit annual report today.


How do you find out the names of debit collectors on my credit report I am trying clean up my credit but I have a lot of old debt that and I need to get the names of the companies I owe money to?

The names of the CA's should be listed with each trade line on your credit report along with their contact info


Will your lease help build your credit score?

No. A lease is not a credit or "trade line" and therefore is not reported monthly. They will inquire on your credit but will not show up on your report other than in the inquiries and address fields.


Is it legal to pay to add trade lines to one's credit report in an effort to increase the credit score?

This is a fraudulent way to add trade lines to your credit report, since the trade lines are basically rented to get a loan, and they are not truly yours. It has been noticed by the mortgage industry, at least, and there are safeguards. It is easy enough for you to obtain four tradelines (stores, affinity cards) on your own and keep them paid up on time and so to build your credit rating as time passes.


Does Transunion offer free credit reports?

Yes, each of the three major US credit unions (Transunion, Equifax, and Experian) are required by law to provide one free credit report to US citizens each year. You can either mail in the credit report request form provided by the FTC (Federal Trade Commission) or you can request the credit report online via a website set up by the FTC.


What instrument are used in trade credit?

instruments in trade credit


Where can one find a annual credit report by gov?

If one is wanting to know where one can obtain a free credit report from the government there are a few options. One option is by accessing the Federal Trade Commission website and look under Consumer Information. Information about how to obtain the report can be found on this site.


What websites give me a free annual credit report?

Their are alot of websites that will claim to give you a free report but you have to give them a credit card to receive it. Plus, if you don't cancel your trial period they will charge your credit card a large fee every year or even every month. There is one website that will honestly give you a free credit report and that is www.annualcreditreport.com. You are only allowed one free report per year but you do not have to give them a credit card number in order to obtain your free report! The Federal Trade Commission has a very thorough page on how to get a free credit report on their website. All you have to do is go to ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm and then follow their advice.


Truck you want to trade in and buy a car that costs less then the value of the truck will a dealership do that and give you credit or cash for the difference?

no they will just give you less than your truck is worth. Dealerships usually don't trade down.


Where can you obtain a free credit report without having to use a credit card number?

== == From the Federal Trade Commission:AnnualCreditReport.com is the ONLY authorized source to get your free annual credit report under federal law. The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies - Experian, Equifax, and TransUnion - every twelve months. The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, but instead paid hidden fees or agreed to unwanted services. Don't be fooled by TV ads, email offers, or online search results. Go to the authorized source when you request your free report. You can request your free report online, by phone or by mail. Visit AnnualCreditReport.com, call 1-877-322-8228, or fill out the Annual Credit Report Request form and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. No matter how you request your report, you have the option to request all three reports at once or to order one report at a time. By requesting the reports separately, you can monitor your credit more frequently throughout the year.File a Complaint -The FTC wants to hear from you if you paid for what you thought was your free annual credit report.SPAM - The FTC also wants you to forward us any unsolicited emails you've received offering you a free credit report. Send them to spam@uce.gov. Refer to links below


Can you be added as authorised user to a relatives credit card even though you have a bad credit history?

Yes, and the benefit is that if the relatives credit line of that card is added to your credit report. It may increase your credit score. These are what people do that are called seasoned trade lines. http://www.aged-corporations.com


What should you do with accounts with zero balances on your credit report?

Don't close them, leave them open, the more age those trade lines get it's better for your score. Positive closed trade lines report for 10 years from the date closed, open positive trad lines will report forever until they are closed.


How can you get a free credit report online?

From the Federal Trade Commission:AnnualCreditReport.com is the ONLY authorized source to get your free annual credit report under federal law. The Fair Credit Reporting Act guarantees you access to a free credit report from each of the three nationwide reporting agencies - Experian, Equifax, and TransUnion - every twelve months. The Federal Trade Commission has received complaints from consumers who thought they were ordering their free annual credit report, but instead paid hidden fees or agreed to unwanted services. Don't be fooled by TV ads, email offers, or online search results. Go to the authorized source when you request your free report. You can request your free report online, by phone or by mail. Visit AnnualCreditReport.com, call 1-877-322-8228, or fill out the Annual Credit Report Request form and mail it to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. No matter how you request your report, you have the option to request all three reports at once or to order one report at a time. By requesting the reports separately, you can monitor your credit more frequently throughout the year.File a Complaint -The FTC wants to hear from you if you paid for what you thought was your free annual credit report.SPAM - The FTC also wants you to forward us any unsolicited emails you've received offering you a free credit report. Send them to spam@uce.gov. Refer to links below -