You may need a legal opinion depending on the seriousness of the situation. Depending on the age of the child and the state where the loss occurred there may or may not be coverage under the homeowners liability section for injury to others caused by an insured under the policy.
No
"Homeowners' insurance often covers personal injury settlements if someone trips on your stairs. Because the amount vary, you should check your policy to see how much coverage you have."
No. Your homeowners only covers injuries to someone who does not live in the house. This is because this is paid underneath your liability insurance and you cannot be liable against your self.
Purposely causing physical, mental, or emotional painor injury to someone.
No. Your homeowners will only cover personal injury if it occurs on the property listed on the policy.
No. Your homeowners only covers injuries to someone who does not live in the house. This is because this is paid underneath your liability insurance and you cannot be liable against your self.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Homeowners Insurance can not be sued due to a criminal assault.
It would depend on whether or not you are liable for the injury. Homeowners insurance is not a viable replacement for medical insurance.
No it does not.
The liability portion of your homeowners insurance policy will cover costs of legal defense, (attorneys fees) and resulting judgements if you are found liable for accidental injury to another while they are in your home or on your property. It will not cover intentional injury though.
No, That's what your boyfriends major medical insurance policy is for. Your homeowners insurance nor you are liable for injury due to criminal acts.