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The comprehensive coverage on your vehicle would cover the damage. In most cases no one is liable for any storm damage. The (seldom) exception would be if you left your vehicle for repairs (let's say) and the shop did not use due diligence to protect your property. And even then it would be a rare occurance when the shops policy would cover 'a act of God'.........

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Q: If a tree damages your vehicle during a storm while in a parking lot who is liable?
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