If an uninsured driver with permission from an insured car's owner gets into an accident will insurance cover the other vehicle's damage in Texas?

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InsuranceSo long as That driver was not excluded from coverage, then Yes, that driver would be covered under a standard Texas Auto Policy.
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If you have PLPD and your car is totaled in an accident that is not your fault will the other drivers insurance cover your damages?

I have PLPD insurance and was in an accident that was the other driver's fault. The lady's insurance paid for the damages, around $3000 which was the blue book retail value of the car, and they paid for a rental car for a short period. Since I had PLPD insurance, I had to pay for extra insurance on ( Full Answer )

If a friend borrows your car without permission and gets into an accident will his insurance cover it?

First of all a friend does not borrow your car without your permission- if they used it without your permission they really arent your friend and they technically stole your car- Unauthorized use of a motor vehicle- Their insurance will cover them only if you file a complaint with the police stating ( Full Answer )

If an uninsured driver of an insured driver's car has an accident caused by weather and another driver is damage to the insured car covered?

How is the driver uninsured? If he had permission from the insured vehicle owner to drive? There are policy exclusion that apply but most generally that person is considered as an insured driver. I will assume (for the purpose of answering your question) by uninsured driver you mean they have no pol ( Full Answer )

Is an insured driver responsible for causing an accident to an uninsured driver?

well i don't know are they? causing makes me thing you were the 'at fault' party, so if what you are asking is, the insured driver (you) were negliegent/at fault for the accident, but simply because the injured party was not insured do you still owe for their damage? yes you do, makes no differen ( Full Answer )

If you have uninsured motorist insurance are in an accident and its you fault other driver has no insurance or drivers license can you get your car fixed if you only have liability insurance?

Answer . As a broker, I can tell you NO, there is no coverage if you are at fault. Now if you are only partially at fault, example, 50%, and it's proven, there may be coverage under your carrier. I'm in Canada where things are a bit different but it wouldn't hurt you to try right?

Can your uninsured auto insurance cover an accident you have on your motorcycle if that doesn't have uninsured insurance?

Answer . \nYes and no. Yes if it to cover medical expenses. You can pull on your med-pay and your uninsured motorist policy I believe. But don't expect them to cover damages to car. I would stick with med-pay as a better option though. Attorney! Attorney!! Attorney!!! That's what I have to say. ( Full Answer )

What do you do when the at-fault vehicle's insurance will not pay you for your totaled vehicle because the insurance company has already paid for other vehicles damaged in an accident?

Based on your question, I'm guessing that their policyholder simply didn't have enough coverage to pay for all the damage to all the vehicles involved. I would have to know a little bit more about what happened, but you're only realistic action at this point is taking their policyholder to small cla ( Full Answer )

Will an insured drunk driver who hit an uninsured parked vehicle cover the damages?

If you have all of his insurance information and a police report and the stars are in alignment, yes. The insurance company is SUPPOSED to pay, even if the driver was doing something incredibly stupid, like driving while impaired. If the drunk is insured AND has some property of his own, the chances ( Full Answer )

Will auto insurance cover an accident if one is at fault however the driver in the other vehicle is not the owner of that car and is not on that car's insurance policy?

Answer . Yes, your auto insurance will payout to the other party involved in the accident. Your auto policy covers "you" from any financial loses. So in retrospect you wont have to pay the damages you caused to the other veichle.. Concerning the party that is not the owner nor on the car owners ( Full Answer )

Is uninsured driver covered if lives in the house with a insured driver?

Answer . Only if you added this person to your policy, otherwise he/she is not covered. Usually, the insurance agent will ask if there is anyone living in your household that would be driving your vehicle. At that point you can add this person to your policy or sign a waiver stating he/she will ( Full Answer )

An insured driver is unknowingly driving an uninsured car and has an accident The owner of the uninsured car is injured Who pays for the uninsured owners injuries?

Answer . this is tricky, dependant on the state laws...you are driving an uninsured vehicle, you have insurance on another vehicle of your own, you get into an accident that is your fault ...the owner of the vehicle is a passenger in the car and is injured...your policy should step in and cover ( Full Answer )

Does liability insurance cover insurers car if other driver is uninsured?

No, liability insurance only covers the other vehicle if you are at fault for an accident. Coverage for your own car if the other driver is uninsured would come from one of two places: -your collision coverage, this would be the case regardless of if you or the other driver is at fault -yo ( Full Answer )

If an uninsured driver has an accident with an insured driver and it was his fault and he also served a prison sentence for the accident do they have to pay the damage costs back?

There are two forms of law - Civil and Criminal. Criminal offences occur when you break the laws of a society. Civil offences are disputes that arise between two parties; either individuals or corporations.. A person is convicted and serves a term in prison for conviction of a criminal offence - i. ( Full Answer )

You were rear-ended by a uninsured driver in an insured vehicle whose policy owner does not live in the same address Can you use uninsured motorist property damage coverage from your insurance company?

Well, first of all, you dont need to use your own coverage if the other vehicle has coverage. Auto insurance covers the vehicle even if the driver is not listed on the policy, unless the driver has been excluded from the policy. For example, my friend was visiting from out of state. She borrowed my ( Full Answer )

If a driver has no insurance but drives a car covered by no fault gets into an accident will the owner of the car be able to file a claim with his insurance company?

No fault laws refer to injuries only not property damage. If you have comprehensive and collision coverage on your vehicle the damage to your car will be repaired subject to your deductible, unless the driver is excluded from your policy. For the driver's injuries if he does not own a vehicle then t ( Full Answer )

If you are the driver of a friends car involved in an accident are you covered under your insurance or the owners insurance?

depends on the company and the details of the accident. most commonly the owner of the vehicles' insurance will pay the claim and then subrogate (recover money paid out) against the drivers insurance company. for example, let's say you have state farm and i have allstate. you are borrowing my car ( Full Answer )

Will insurance cover an accident if owner thought the driver had a license when let him use vehicle?

Permissive use by unlicensed driver . Yes, So long as the driver was not excluded by name from your policy, your insurance will pay for the claims. The unlicensed driver is not covered under your policy. Your negligence in allowing an unlicensed driver is covered under your policy. So basically, Yo ( Full Answer )

If an Uninsured driver with permission from an insured owner gets into an acciden will insurance cover the vehicle damadge?

It depends on the company and their policy languauge. Generally higher quality, well known companies for good drivers will cover this. It is known as permissive user coverage. Many low cost lessor known companies, particularly for bad drivers, have what is called "named operator coverage" and will o ( Full Answer )

If an uninsured person borrows your car and gets in an accident deemed by the other insurance co to be her fault when your insurance has lapsed who is liable the driver or the car owner?

I am sure that there are examples to the contrary, but the car owner is the one responsible for the insurance. It's your car. It's your responsibility to make sure it is insured......it would also be your responsibility to make sure whom ever you loaned it to were licensed and legal.

Will an insured driver liability cover intentional damages to uninsured car that is parked?

Yes, as long as the car is parked on private property. Cars stored on private property and not "in service" are the same as any other property, If the insured runs into your parked car our your house the insurance will pay. That's not quite correct. If the damage was intentional, meaning that the ( Full Answer )

Will an insured driver who hit an uninsured parked car on purpose cover the damages?

Always make sure you call the police in case of an accident and take lots of pictures and take down the other drivers information. There is an exclusion in most auto insurance policies for something called 'intentional acts' and if you hit a car on purpose then you have committed an 'intentional a ( Full Answer )

What if an owner of a vehicle has no insurance but the driver does and gets into an accident?

It depends on your policy and the state that you live in. In most states the insurance follows the vehicle and not the driver. Therefore, the driver having coverage on another vehicle will most likely do you no good. The only coverage that may transfer is medical payments which may pay if the driver ( Full Answer )

Is an uninsured driver financially responsible for accident damages in an insured car?

Both the permissive use driver and the vehicle owner(s) are financially liable jointly and severally for all damages and injuries sustained in an "at fault" accident. Both can be sued. If you were driving and at fault. Then you are the person most directly responsible for causing the accident and ( Full Answer )

Will your insurance pay for the damages in an at fault accident even if the driver of your car is uninsured in your policy?

The real answer is that you should talk to your insurance agent,because laws vary from location to location. However, in most states, what's being insured is the car ,not the driver . If you give permission to someone to driveyour car and they get in an accident and it's their fault, usuallyyour ( Full Answer )