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If chapter 7 has been discharged and you find some debts not listed on creditor's list can they be added later?
Wiki User
∙ 8y ago
No debts can be added after discharge.
I disagree with Nate. As long as the debts that were missed were incurred prior to the original filing date of the Chapter 7, then the debtor can reopen the bankruptcy case (the Court charges a $155 reopen fee as of today's date) plus the debtor will probably have to pay their attorney additional fees to do the work. Once the case is reopened, the debtor then amends his or her Schedule F (the Court currently charges $26 for added creditors) and adds on the missed creditors.
It should be noted that this does NOT work in Chapter 13 cases. Creditors missed in Chapter 13 cases are normally never discharged.
Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.
Wiki User
∙ 8y ago
Wiki User
∙ 17y agoIf your case is still open and has not been closed or discharged, you are allowed to AMEND and add new creditors to your petition. There is a cost of $26 to add them, plus you have mail a copy of the amendment to your new creditors. The clerk's office can give you info on how to do it.
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If a chapter 13 bankruptcy has not been discharged can a creditor be added?
The bankruptcy is not discharged, the debts are. A creditor can be added if the plan is not too far along or if you have the excess income to pay whatever the creditors are being paid (percent of debt) for the balance of the plan. If it is a post-filing debt, it cannot be added.
Your personal bankruptcy was filed in 2000 can your name be added to a CD account?
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Can a bill be added to chapter 7 before the discharge?
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Can I move if I have 16 percent intertest in a house that I inheritate while filing chapter 7?
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Chapter 7 is granted what happens?
Once the Chapter 7 BK has been finalized, your creditors must leave you alone. They cannot contact you for payment of that debt. The only reason a creditor may contact you is if they are not named on the creditors list. Then, depending on how long it's been since the Ch. 7 BK was finalized, they might be able to be added to the list. If not, then you will be fully responsible for that debt. Good luck, and cut up those credit cards!
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