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If in the application process for a cosigned auto loan a bad debt appears which would cause the cosigner to change his mind on cosigning would it be legal for salesman to not share info with cosigner?
Wiki User
∙ 11y ago
Yes its legal. You can not disclose anything regarding each of their credit reports to eachother. Actually if you have one person with bad credit and cant get approved, its not your job to tell them why. Its the banks. The bank as soon as they decline the application will send out an adverse action letter stating why they didn't. Its out of your hands. Also do not show credit reports, you could be violating your dealer agreement with the credit bureau.
Wiki User
∙ 11y ago
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What if I was talked into cosigning by the salesman?
Did the salesman hold a gun to your head, or in any way force you to sign. If not, you signed of your own free will. You are stuck with that decision. You cannot blame someone else for your bad decisions. You are an adult, and should know better. Just hope the person you cosigned for will not default on the loan, because you are responsible for that loan if they do. Educate yourself before signing anything in the future.
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