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If mom passed 3 years ago with no insurance or home but had 15000 cc debt and you were an authorized user but never charged anything to the account how do you get it off your credit report?
Wiki User
∙ 18y ago
I'm not 100% sure but the way I understand the law it should not end up on your credit report just because you are an authorized user. The only time that is the case is in the community property states where the Survivor is a spouse. I would contact the credit agencies (if theis did end up on your credit report) and request that it be removed based on that fact.
Wiki User
∙ 18y ago
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Yes, interest and fees are still charged when an account is sent to collections or purchased by a third pary collector.
Is an authorized user on an account for which the primary account holder has been deceased for two years responsible for paying the amounts charged?
An authorized user does not fulfill the definition of "debtor" under the Fair Credit Reporting Act. AU's are not liable for any debt they have not signed a contractual agreement for. If the AU is the heir of a deceased person, the deceased's estate or heirs MAY have liability for their debts. This would depend upon (their state's) inheritance laws and the terms of the will.
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Bank account debt collection?
I have a charged off account at the bank of 146.00 how do I pay that off when I'm unemployed I have a charged off account at the bank of 146.00 how do I pay that off when I'm unemployed
