You get actual cash value less deductible. So, if a comparable used car in your county sells for $4000, they'll pay you that but take off whatever your deductible is. So, do your homework and look at the local classified ads and nada.com to make sure you're getting a good price. Also, if you've got receipts for upgrades (new stereo, keyless entry, new tires) they will give you credit for them.
Get a new car. == If someone hit your car you will be paid the actual cash value of the car. If you totaled the car and had collision coverage you will be paid actual cash value, too.
A car is considered "totaled" if the cost of repairs is equal to, or greater than, the blue book value of the vehicle.
The cost of damage to the car is greater then the street value of the car.
They use a market value guide.
I think it depends on your insurance company. A friend totaled a car and they based the value of 3 or 4 values. Things like Kelly Blue Book and such.
You will get the book value of the car. You will get what the car was worth before the crash. Any previous damage will affect the cars value.
The insurance company will make you an offer.
The definition of a totaled car is when the repair cost of the vehicle exceeds the actual value of the vehicle. Hence, although it is unadvisable, it is possible for an auto body shop to fix a totaled car, depending on how severe the damage was.
It depends on why it was totaled. If it's cosmetic damage that totaled the car (like a shallow sideswipe) of course. If it's structural, like frame damage, maybe. If it was in a flood, it's probably not a good idea to fix it since quirky electrical problems will haunt the car forever. If it is repaired it would still carry a totaled title but it can be qualified with the brand 'totaled/reconstructed' on the new title.
Depends on the car. If it's totaled and not driveable, probaby 10-20% of the value of a comparable clean car.
Have the car appraised.
Yes, they will help, but they won't buy you a new car. Once your car is deemed totaled, the insurance company will usually pay you the value of the car before the accident minus your deductible. You can either buy back the totaled car and repair it or use the money towards a new car.