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If someone co-signs for a car does this show up on their credit report and can they still buy their own car?
Wiki User
∙ 12y ago
Yes and yes.
BUT the amount that you co-signed for is considered to be YOUR debt until that loan is paid off, so the amount you can possibly borrow has been reduced by your signing as a co-payee on that first car loan.
Wiki User
∙ 12y ago
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Where can someone apply for a mortgage that has a bad credit history?
If one has a bad credit history, it is still possible to get a mortgage. If one cosigns for a loan with someone else, they have a better chance. One should also attempt to improve their credit. Wells Fargo, Quicken Loans, and many other places offer mortgages.
If a credit card is not activated does it still reflect on your credit report?
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The foreclosure will be on your credit report indefinitely.
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If a credit card company says you owe them money but it is not on your credit report do you have to pay?
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
If you have good credit history with some credit cards will they still show that on your credit report and that you paid on time after filing chapter 7?
It depend on the individual credit card companies if they report on your credit history or not, like some department store credit cards may not show on a credit report
Your credit report shows a collection with a DLA of 0502 is this still valid?
If you are responsible for that item, then, yes, it can stay on your credit report--probably indefinitely.
Its been 19 years and something is still on credit report?
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What should you do to get paid collections off your credit report?
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
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It should show paid on your report. It may still show that it was a delinquent account. When you pay it off, be sure to get a receipt. That way if someone looks at your credit and asks you about it, you have proof that it's paid. The update can occur within one day.
If a bankruptcy was discharged in 1993 does it automatically come off of your credit report and how long after What if it's still on your report?
Bankruptcy can stay on your credit report for up to 10 years. If you obtain the credit report directly from the credit reporting agency (ie. Equifax, Transunion, Experion) the report will provide you with directions on how to dispute the information.
How many years can a collection agency still pull your credit report?
A collection agency can't access a credit report w/o the permission of the party involved. They may try to mislead someone into believing they are able to do so, and that is a violation of the FDCPA and should be reported as such.
