If one has a bad credit history, it is still possible to get a mortgage. If one cosigns for a loan with someone else, they have a better chance. One should also attempt to improve their credit. Wells Fargo, Quicken Loans, and many other places offer mortgages.
Yes. If they extend the line of credit to you, and you do not activate it, it will still show up on your credit report.
The foreclosure will be on your credit report indefinitely.
If it isn't on your credit report, the credit card company still has hopes of you paying it off. When they see that isn't going to happen, you can bet your butt that it WILL be on your credit report.
If 1099 c is received and the debt is cancelled means that it still remains on your credit report.
If it has been 19 years and something is still showing on a credit report, you can request to have it removed. Contact the three credit reporting bureaus and ask all of them to remove it for you.
If you are responsible for that item, then, yes, it can stay on your credit report--probably indefinitely.
If the account is legitimately yours, then you cannot legally have it removed from your credit report. However, if you paid the collection account off, it should be reported as paid on your credit report. Still, the accounts will not be removed from your credit report for 7 years.
No, you can not give credit that you have to someone else. You can loan someone money or your credit card, but you are still responsible for paying the credit card company back.
Bankruptcy can stay on your credit report for up to 10 years. If you obtain the credit report directly from the credit reporting agency (ie. Equifax, Transunion, Experion) the report will provide you with directions on how to dispute the information.
It should show paid on your report. It may still show that it was a delinquent account. When you pay it off, be sure to get a receipt. That way if someone looks at your credit and asks you about it, you have proof that it's paid. The update can occur within one day.
A collection agency can't access a credit report w/o the permission of the party involved. They may try to mislead someone into believing they are able to do so, and that is a violation of the FDCPA and should be reported as such.
Yes, your payment history will still be a part of your credit report as well as the Chapter 7.
It may not be, records on your credit report can expire and disapear but the debt still needs to be repaid
Debts included in the bankruptcy should be noted as such in the credit report. The bankruptcy will remain on the credit report for ten years.
This will stay on your credit indefinitely until it is paid. Once it is paid, it will show a zero balance, but your credit report will still show that you did have a judgment at one time. It will stay on the report for approximately 7 years.
The still stay on your credit report the normal length of time for negative credit entries (7 years). After the discharge, they might still show a balance but should also make not of being included in the bankruptcy.
You need to obtain a copy of the letter stating that the loan id paid in full and just show that to them. If they are still telling you that nothing was reported pull a copy of your credit report to be on the safe side. If nothing's on your credit credit and it is still holding you back from getting something else that requires your credit to be checked than contact the Credit agency.
Yes, as a cosigner you will be responsible for the debt, so it will reflect on your credit report.
It will remain on the report for the required length of time and should be marked "included in bankruptcy."
This shouldn't be on your credit report but often companies or individuals do not take it off. It is your responsibility to contact them and make sure it is accurate.
The best advice is to get a copy of your current credit report. This will show you a bounty of information such as any money still due, money that companies have written off etc. If your open accounts still reflect a balance, paying them off will help your credit score. A free credit report is available once a year from all three credit bureaus at annualcreditreport.com.
Someone with bad credit can still obtain mortgages in the UK. Some of the companies that offer mortgages for people with bad credit are Alexander Hall and ASAP Mortgages.
all your credit cards,home address and previous address,card you canceled and still have and how many years you had you credit cards and ect.