If someone dies with credit card debt in Florida and has life insurance and a home does the credit company get it or does the beneficiary?

What happens if someone dies and has no beneficiary on his life insurance policy?

In that case, the money will be kept deposited with the insurance company as unclaimed amount. In absence of the beneficiary, the insurance company can pay the money to the legal heir of the policy holder, but that has to be sufficiently proved in the Court of Law.

What happens when the insurance company says one person is the beneficiary and after the paperwork is sent for the deceased they say someone else is the beneficiary?

== == Ask to see the change of beneficiary forms. Verify signatures.

Can someone other than the owner of a life insurance policy change the beneficiary?

You might wanna check the company of life insurance you have but i think they can't.

How can you find out if someone left insurance policy and named me as the beneficiary after they passed away?

if someone died and left an insurance policy and named me beneficiary how can i find out

Can a life insurance company give out information on a policy to someone that is not the beneficiary or the owner of the policy?

Generally not without a court order.Even the beneficiary should not be told if the owner is still alive and mentally competent.

What is the beneficiary position on a life insurance policy of someone who is dying?

The beneficiary position is that they will receive the proceeds of the life insurance policy after the death of the insured. Until the death they have no other "position". After the death they must file a claim by contacting the company and following their instructions.

If someone is not of sound mind can they change the beneficiary on their insurance policy?

No.

If someone is divorced can he still be the beneficiary on a life insurance policy?

yes. until you change the beneficiary they will stay on there

How do i find out the name of the life insurance company so you can cash in your policy?

If you believe that you are a beneficiary of someone's life insurance policy, but don't know which insurance company - go to court and request to see the probate file of the deceased's estate. It should be listed there.

How can the insurance co make a payment to someone else if you are the beneficiary of a life ins?

A life insurance policy has an owner, who is the person who is buying the insurance, as well as a designated beneficiary. Some kinds of life insurance, called whole life, have value as an investment and can be cashed out by the owner if he or she so desires (unlike term life which has only a death benefit and no cash value prior to the death of the insured). Now, you haven't said who this other person is who has received a payment from the insurance company. If it is someone other than either the policy owner or the beneficiary, the only other scenario I can imagine is that someone filed a lawsuit claiming that there was some kind of fraud going on, and that he (or she) is the actual owner or beneficiary of the policy, and not you. If the judge agrees, then the insurance company must comply.

What do you do when you find out you were the beneficiary of a life insurance policy but the policy has been paid out to someone who was not the beneficiary?

Send a certified letter to the insurance company explaining your claim and include a copy of the proof you have that you are the beneficiary. Keep in mind that beneficiaries can be changed and the insured may have filed a change in the beneficiary. If so, the insurance company will inform you.You could begin with a call to the insurance company and ask about the correct person or department to whom your letter should be directed. Or, you may be able to initiate your inquiry through the phone call.Send a certified letter to the insurance company explaining your claim and include a copy of the proof you have that you are the beneficiary. Keep in mind that beneficiaries can be changed and the insured may have filed a change in the beneficiary. If so, the insurance company will inform you.You could begin with a call to the insurance company and ask about the correct person or department to whom your letter should be directed. Or, you may be able to initiate your inquiry through the phone call.Send a certified letter to the insurance company explaining your claim and include a copy of the proof you have that you are the beneficiary. Keep in mind that beneficiaries can be changed and the insured may have filed a change in the beneficiary. If so, the insurance company will inform you.You could begin with a call to the insurance company and ask about the correct person or department to whom your letter should be directed. Or, you may be able to initiate your inquiry through the phone call.Send a certified letter to the insurance company explaining your claim and include a copy of the proof you have that you are the beneficiary. Keep in mind that beneficiaries can be changed and the insured may have filed a change in the beneficiary. If so, the insurance company will inform you.You could begin with a call to the insurance company and ask about the correct person or department to whom your letter should be directed. Or, you may be able to initiate your inquiry through the phone call.

Can you name someone older than you as your beneficiary on your life insurance policy?

Yes. You should also name a contingent beneficiary in case the primary beneficiary predeceases you.