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All claims against a policy are subject to premium rateing.

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16y ago
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Q: If someone falls on your property and a claim is filed to cover medical costs will your premiums go up?
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Can you claim your Hospital insurance premiums as a deducton on your income tax if your payroll says it is nontaxable wages?

If the premiums are nontaxable income to you then you would NOT be allowed to take a deduction for the amount of the premiums that your employer has paid for your medical insurance premium's.


What is adverse claim?

An adverse claim typically means a claim that is against real property by someone other than the registered owner. It means someone is claiming rights to property levied on.


If someone breaks their foot on my property can I file a homeowners insurance claim for their medical bills?

Yes you May all you have to do is get intouch with your insurance agent or Company.


What is the time limit someone can claim property left behind on someone elses property in California?

One year is the time limit someone can claim property left behind on someone else's property in the state of California. After the one year time period is up, the item is up for grabs.


Does adding someone to Quit Claim Deed mean that the original owner is permanently forfeiting total ownership of the property?

A quit claim deed gives whoever is on it the same rights to the property as the original holder had. If you create a quit claim deed for property you hold title to and put your own name on it along with someone else, you are essentially splitting the property in half.


How does property damage insurance work?

Property damage insurance covers damage to property, usually with exclusions. The insured pays monthly premiums and files a claim for any damage that the property receives. The insurer then sends out a claims adjuster to inspect and come up with a monetary amount for the damage.


Does a motor accident claim drive up one's insurance premiums?

A motor accident claim will make one's insurance premiums go up. Most insurance companies will do this at the time of renewal though.


Can someone claim loss rent for a property that was sold?

Yes, if the rent arrearage was incurred before the sale.


Can someone quit claim a property they already had quit claim deeded to their wife?

Generally, no. When a person executes a quitclaim deed to another person, the first person no longer owns the property. The new owner is the grantee on the quitclaim deed. The former owner has no interest to transfer to someone else.In this case, the wife would be the new owner of the property.


When someone left their property to you but they dont have a will or any family?

A person cannot 'leave' property to you unless there is a will. A promise to leave property to someone in a will must be in writing. You could try to make a claim through an equity suit but you would need convincing evidence and witnesses to prove your claim. You should consult with an attorney who can review your situation and explain your options.


What should be the first step in a Workmen's Compensation claim?

The first think someone should do in a workmen's compensation claim is to notify their employer and seek medical treatment. There is often a limit in the amount of time that can pass after an injury has occurred where someone can file a claim.


When you are purchasing insurance what are you doing?

You are prepaying for future expenses. In a year when you don't get sick (using the example of health insurance) your premiums help the company pay someone else's claim. In a year when you have your own emergency, other people's premium float your claim.