answersLogoWhite

0


Top Answer
User Avatar
Wiki User
Answered 2006-08-30 14:54:26

The answer depends on a few factors. If the self-obtained insurance is a HIPAA compliant plan (Creditable Coverage) and the gap between the two plans is less than 63 days, you should be able to avoid any pre-existing conditions caluses in the new employer's coverage. (As long as you had it longer than the pre-x period - 6 months?) If it is beyond 63 days or the self-obtained plan is not HIPAA compliant, expect to be subject to the pre-existing clause(s). I think that will be your primary exposure. 30 page explanation from Dept. of Labor on HIPAA Portability http://www.dol.gov/ebsa/pdf/consumerhipaa.pdf

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Your Answer

Loading...

Still have questions?

Related Questions

Can you drop you health insurance coverage at anytime from your employer?

Can you drop your health insurance coverage at anytime from your employer?Read more: Can_you_drop_your_health_insurance_coverage_at_anytime_from_your_employer


Can employer require full coverage auto insurance?

yes


Is it good to get short term insurance through your employer?

Short term health insurance is temporary coverage designed to fill gaps in coverage. Short term health insurance plans provide you with coverage for a limited period of time, and may be an ideal solution for those between jobs, waiting for other health insurance to start, so if that is the case then you may want to look into it.


What term refers to the amount you or your employer pays in exchange for insurance coverage?

The premium is the dollar amount paid in exchange for insurance coverage.


Can an employer in NY deny coverage for a spouse is the spouse's employer offers health insurance?

ofcourse!


Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.?

“Have colon cancer, getting chemo and employer dropped insurance coverage and COBRA is $700/month.”


Can an employer in OH legally deny coverage for a spouse if the spouse's employer offers health insurance?

Generally insurance coverage should be offered to an employees spouse. It does not matter if they are offered coverage from their employer whereas it provides an additional option in case 1 plan is more affordable than the other.


What term is the amount you and your employer pays in exchange for insurance coverage?

The "Premium" is the amounts paid for an insurance policy.


If you are denied temporary health insurance can you still be eligible for insurance from the same company when you start your new job?

Generally yes. Most employer coverage is guaranteed issue. If you applied for an individual coverage and were denied for underwriting reasons that should have no effect on the employer plan. In fact, it is common for someone with an uninsurable condition to make the availablility of health insurance a prime consideration when looking for a new job for this very reason.


What is the amount you or your employer pays in exchange for insurance coverage called?

The term is "premium".


Which term refers to the amount you or your employer pays in exchange for insurance coverage?

Premium a+


What proof do you need to be a domestic partner on someone's health insurance?

This is determined by the employer who is paying the premiums for coverage. If there is a local domestic partnership registry available, then the requirement is usually a certificate of registration of domestic partnership. Otherwise, the requirement can be merely a notarized affidavit of domestic partnership in a format prescribed by the employer. Assuming the policy that has been purchased by the employer offers domestic partner coverage, then the insurance company will provide coverage to anyone that the employer says is the worker's domestic partner. The insurance company will then charge the employer more for that worker's coverage.


When would you be able to get Cobra health insurance coverage?

The Cobra health insurance temporarily extends the coverage by your sponsor or employer. This implies that you can get it after a loss of a job or loss of benefits.


What is the term for the amount you and your employer pay in exchange for insurance coverage?

The amount that is paid for any kind of insurance is called "premiums". The same term applies whether an employee or employer pay for the insurance.


Can your employer's health insurance require your husband to take his employer's health insurance if his is not free and not as good as yours?

My employer requires that my husband participate in his company's health insurance or they will drop him from their insurance. Insurance is a choice offered as a benefit by the employer because the employer is paying a portion of the cost to be insured. You do not have to participate if you don't want to. Also, the question being answered is that can an employer force an employee's spouse to take coverage offered elsewhere: NO. If a company offers a family health plan, they CANNOT specify that a spouse take other insurance if available. They CAN require that if you are declining coverage from them (your own employer), that you show you have coverage elsewhere.


What is the term for the amount you or your employer pay in exchange for insurance coverage?

It is called a premium.


Can an employer force an employee to show qualifying event to drop coverage?

No, an employer cannot harass their employees into dropping coverage. It is not the employers business to get involved in the personal insurance details of their employees.


Terminated health coverage because employer did not pay the bill. Is his legal?

Insurance companies have the legal right to terminate insurance coverage when the monthly premium is not paid as agreed.


Is the insurance company required to notify you if your employer cancels the company policy thereby cancelling the employee coverage?

No. The Employer must notify you.


Can an employer legally deny coverage for a spouse if the spouse's employer offers health insurance and the spouse is pregnant?

No. See link for citation.


If your employer offers health insurance and you opt not to have it are they required to compensate you for the cost of a premium?

No. Keep in mind that insurance coverage is very expensive and the employer, as a rule bears the largest amount.


Can an employer force an employee to drop group health insurance coverage because the employee is eligible for coverage through his spouse's plan?

No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.


Can your employer ask for proof for other coverage if you are trying to cancel you insurance with them before they will cancel you?

AnswerYes.


What type of coverage does Cobra Insurance offer?

Cobra is the health insurance taken by an individual to replace his employer subsidized health insurance while shifting between two jobs, in order to maintain his status of continuous coverage.


How often do families buy individual health insurance for themselves?

Once per year, individuals who receive health insurance through their employer have the option to change their coverage or keep their current coverage.