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If the owner of a car dies is their insurance still valid no matter who drives it?
Wiki User
∙ 16y ago
Generally No, even if they died in the car. It's the person in control of the car, that must be insured. So stuffing the Primary Policy-holder in the trunk, is not going to cut it with the Patrol Officer, who's just pulled you over for something.
However, if you are named as a co-driver or second driver on that policy, then you should be covered.
I would strongly advise you, to read the Terms and Conditions of the Policy, as you may have a reduced level of cover, possibly only the Statutory Minimum required.
Wiki User
∙ 15y ago
Wiki User
∙ 16y agoMaybe if the person driving is a named driver on the policy but you would have to check with the insurance company.
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If a wheelchair van owner has no insurance on their vehicle what insurance coverages are covered by the fully insured drivers own insurance if they are a caregiver of the owner?
Insurance follows the vehicle. If the owner of the wheelchair van has no insurance on it, and the person who drives it, has insurance on their own vehicle.... then the wheelchair van would still be considered an uninsured vehicle. Again, insurance always follows the vehicle. The driver who is not the owner cannot use his/her insurance to cover the wheelchair van because they have no 'ownership' or 'insurable interest' in the van.
If you have no insurance on your car but it was the other drives fault would there insurance still pay for it?
no
How do you change ownership of and life insurance policy If the old owner died?
The owner of a life insurance policy is most frequently, but not always, the insured. If the insured is not the owner, and is still alive, he/she can contact the consurance company or the agent and designate another person as the owner.
Can you take granddaughter off car insurance?
Does Granddaughter not live with you anymore and not drive vehicle ever? If Granddaughter has moved into her own house and never drives any of your cars then yes you can drop her from your insurance. If she is still a member of your household or drives any of your vehicles then no you cannot taker her off your insurance.
If someone who does not have insurance drives your car and gets in an accident is your car still insured for damage to other vehicles and yours?
yes
Where can one find information on non owner insurance?
If you are driving a car that you are leasing or renting, meaning you don't own it, you still require insurance but the policy is called a non owner insurance. A non owner insurance is available from most car insurance providers like GEICO, Progressive, Allstate and esurance. There are also providers who specialize in this kind of policy like Non Owners Car Insurance.
If the owner gave permission to a licensed driver is the licensed driver still responsible to pay for an accident?
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
If someone drives your car and gets into an accident will your insurance go up?
The short answer is... yes. Insurance companies consider that situation to still be your responsibility, especially since insurance coverage follows the car first, driver second.
If you rear end someone stopped in the middle of the road and the driver has no liCENSE or insurance are you STILL AT FAULT?
Yes, you are still at fault. It doesn't matter whether or not they had insurance, you still hit their vehicle and are therefore still responsible for their damages.
Will homeowners insurance cover damage to car from a fallen tree?
It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.
Can a husband cash in a wifes life insurance if she is still alive?
Yes as long as he is the owner of the policy...he can do whatever he wishes.
Do I need car insurance in New York?
Yes you do. No matter if you drive often or not, in the state of New York you still need insurance coverage.
