If you are both going to be driving the car, you should add the co-leaser on the drivers insurance as an additional driver. If it's just going to be the first leaser, then I would say only the driver has to carry the insurance.
yes ,you can add driver's name in your insurance policy.
If they are not on your policy then they are not covered.
A deferred operator on an auto insurance policy is a driver who has his or her own insurance policy. If these people drive your car as well, they would be deferred operators.
It really depends on what your insurance policy is.
Yes. Read your policy. If you allow a driver who is not licensed to drive your policy and an accident occurs the insurance company may deny coverage for the claim. You should not loan your car to other people because you are also loaning them your insurance and you may not have the authority to do this. If the person is a regular driver or lives in your household then they must be listed on your policy as a driver.
Usually the insurance policy of the owner of the car is primary and then if the driver of the car has a policy of their own then it is secondary.
If your driver's license expires will you still be covered under your auto insurance policy?
Most auto insurance covers anyone you allow to drive your car, except people living in your house.
yes, simple as that.
Sure, The policy owner can add any driver to their auto insurance policy, In fact, If you are a regular driver the owner is required to disclose such and list you as a scheduled driver, otherwise the insurance company could deny coverage in the event of an accident involving an unscheduled driver. It does not matter if your related or not.
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
You can get information related to young driver insurance at compare market insurance.