0
If you are diagnosed with ms while employed and insured by one company but want to switch jobs will the insurance at the new job cover you?
Wiki User
∙ 15y ago
The Health Insurance Portability and Accountability Act (HIPAA) was enacted several years ago to address "Pre-Existing Conditions", which is what you are describing. HIPAA is very specific on how Health Insurance companies can treat you and ANY health problem you may have prior to signing on with another employer. It was enacted specifically to protect employees with serious medical problems like cancer, MS, and others from being left in the cold if they either lost a job due to downsizing, needing to change jobs because of the medical problem, etc. The key things to know are the exclusionary time limits involved, i.e., the time between employers.
If you or someone else is considering switching employers and have been diagnosed with MS, then you should learn as much as possible about the contents of the HIPA Act.
HHS HIPAA - http://tinyurl.com/3chck
HIPAA.org - http://www.hipaa.org/
HIPAA Wiki - http://tinyurl.com/3oucg7
COBRA protects employees who have lost their job due to circumstances beyond their control keep medical benefits for a period after severance. It is also a good law to study just in case, as anyone with serious medical issues may find themselves without a job due to discrimination or just business factors. While there are legal remedies for discrimination based on health problems, they take time to go through, and without medical benefits it's extremely difficult to cope. I've already been there myself.
COBRA Wiki - http://tinyurl.com/rg25s
Wiki User
∙ 15y ago
Add your answer:
Earn +20 pts
What is the difference between a company that is fully insured and one that is self insured?
A company that is fully insured goes to an insurance company and buys insurance. A company that is self insured does not buy insurance and plans to pay any claims out of the companies "pockets". For instance, if you own a home but choose not to buy home insurance, you are self insured if you should have a fire.
Name of insurance company who insured Titanic?
the Atlantic mutual insurance company from New York insured the titanic. Company paid $100000 in hull coverage.
Can you have one car insured by one company and another car insured by some other insurance company?
Yes.
How can I get my company vehicle insured in Montana?
You can get company vehicle insurance at www.iaai.com.
Will an insurance company defend an additional insured when the named insured is not named in the lawsuit?
YES
8 Which is the document in Insurance which can be called the Documentary Evidence of Contract between the Insurance Company and the Insured?
That should be your declarations page. It is a binding contract between the insured (you) and the company.
Does insurance company are insured?
Insurance companies have re-insurers to protect their assets.
How do you know if a car was insured in the year 2008?
Call the insurance company that the owner uses and ask them if it was insured. If you aren't sure what insurance company was used, DMV records should say whether the vehicle was insured or not.
I need to know if my car is insured?
Just call the insurance company that you paid for the insurance. They can let you know if your still covered. If you have not purchased insurance then obviously you are not insured.
Can you explain life insurance in very simple terms?
Very basically, insurance is a contract (called an insurance policy) between one party (the insurance company) and another (the insured). In the case of life insurance, it is a life that is being insured. In return for the periodic payment of money (called a premium) to the insurance company, the insurance company agrees to pay a sum of money when the insured (whose life is insured) dies. The money is generally paid to the person (or sometimes an entity, such as a charity) that is designated in the insurance policy as the beneficiary. The beneficiary is designated by the insured when the insured buys the insurance but can usually be changed up until the time of death.
Does the insurance co has to pay if the insured becomes insolvent?
As long as the insured keeps their premiums current, the insurance company is bound to pay as agreed.
Can general insurance be backdated?
can a contractor have liability insurance backdated to show the company was insured
