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If you borrow a car and are involved in an accident with that car are you obligated to pay damages?
Wiki User
∙ 15y ago
Not at all. Just whisper in the owner's ear: "Tough stuff old PAL" "Shoulda kept up your insurance"
Wiki User
∙ 15y ago
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What happens if you borrow a car and you get in an accident?
First of all, it depends who it is from. If it is from a rental company, i dont know. but if it is from a friend i think you are liable for the damages.
When a auto is borrow by a friend who is liable for an accident?
the person that owns the car
If you borrow a motorcycle and have an accident are you covered on their insurance?
Only if you are a named driver on the policy.
If you let your sister borrow your insured car and she is in an accident and charged for the accident does her insurance cover the accident or will yours?
In general, insurance follows the car rather than the driver. So, if your sister is driving your insured car and is involved in an accident, your insurance would typically be the primary coverage for the incident. However, it's important to review the specific terms and conditions of your insurance policy to confirm this.
If you borrow a friends car and wreck it will your liability insurance cover the damages?
depends on your insurance plan, call your adjuster.
What vehicles can you use on the road unlicensed?
you can use cars that you borrow after your own car gets into an accident.
What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
Who is liable for damages above the maximum limit on your policy when you are not the driver?
The driver of the vehicle would be considered as secondary. Say you own a car, and are insured with company X. You let a friend borrow your car, and they have insurance with company Y. If there is an accident that exceeds the limits of the policy for company X, then company Y would pay up to their policy limit to cover the remainder of the balance for damages. If the driver does not have their own insurance, then potentially both the driver and the vehicle owner could be sued and be responsible for damages.
Are you covered by a friends insurance if you borrow their car and get into an accident?
Yes, unless you are under the influence of alcohol or drugs
Is an uninsured driver financially responsible for accident damages in an insured car?
Both the permissive use driver and the vehicle owner(s) are financially liable jointly and severally for all damages and injuries sustained in an "at fault" accident. Both can be sued. If you were driving and at fault. Then you are the person most directly responsible for causing the accident and you are financially liable. If the owner gave you permission to drive the vehicle, although he's not at fault, he is also financially liable because it's his car and he's the one who allowed you to drive the car. If you are not a covered driver under the terms and definitions of the owners policy then the insurance company will not pay for the accident. We should never borrow or loan out a vehicle without first verifying the driver will be covered under the policy.
How do you calculate zero interest loan?
There is no calculation involved. You pay back the amount you borrow.
Will your insurance cover an accident if your friend was driving?
It should, if you let someone borrow your car, coverages should apply.
