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If you got an auto title loan in 2004 and has an unpaid balance of 600 since 2005 Can they repo the car today in 2010?
Wiki User
∙ 12y ago
Yes. They have seven years from the date of last payment to repossess or recover the balance of the loan, plus all interest, fees, and penalties. The sad thing is, being a title loan, when it is repossessed you will likely not have the opportunity to redeem the vehicle. It will likely be a direct drop, meaning it will go immediately from your driveway to auction. Even sadder, the vehicle can only be sold for the amount of the original loan, so if it is worth more (has a higher value) someone is going to get a very good deal. This is especially true, because the title loan company may only put a price tag of $600.00 plus repossession and transportation fees on it.
Wiki User
∙ 12y ago
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