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  1. 1. You have the right to appear at the court when they summons you. This will be your chance to convince the judge that you cant pay the money you owe the lender. IF you miss that, its all downhill for you. Good Luck
2015-07-15 19:10:22
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What can you do if you lost your job and your car was repossessed about 2 months after you purchased it?

Pay it. negotiate with the lender for reduced payoff.The lender can get wage garnishment.ect. They will hound you till you pay.

Can a motorcycle be repossessed if you haven't made payments in 6 months and then started making payments again?

Technically you breached the contract with the lender if you did not make payments in 6 months. They actually have the right to NOT accept further payments from you. So yes, it can still be repossessed.

Can a repossessed car be voluntarily returned to a dealer in a state other than where it was purchased?

YES you can. Just notify the lender where you dropped it off. No need to let it sit at a dealership for 2-3 months doing nothing waiting for the lender to locate it. That will save you a lot of phone calls from the lender also.

How many months was the Oregon Trail?

The Oregon Trail was 4-6 months

Your car was repossessed after being six months behind and then you get a call from the car dealer after two years trying to repossess the car are you still liable?

If the dealer calls you after the car has been repossessed, then you should inform them that you no longer have the car. They can contact the finance company to verify the information.

How many months did it take to get to Oregon?

1,000 months

When will your car be repossessed?

About two months after one stops paying for the vehicle.

Should you let your car get repossessed or file bankruptcy or what if you wrecked your car with no insurance and you are 3 months behind on payments?

The Lender may or may not want to repo a wreck. Bankruptcy, same deal. Call the lender, tell them what the car looks like, and let them decide. ___ File bankruptcy if you are buried in unsecured debt, not to save the car. Especially a wrecked car. ___ "Repossession" looks slightly better (not MUCH better) on a credit report than a Chapter 7. Let it get repossessed.

In oregon- if a parent had no contact with their child for 11 years then had contact for 3 months was again absent for 16 months now intermittantly present for 3 years-can they file for custody?

The depends if the cause is a result of denial of access by the other parent.

How many days does a vehicle have to be past due before it can be repossessed?

three months

What can happen if you havent paid your car in 4 months?

You can be sued and your car repossessed.

Can they repo a leased car 2 months before the end of the contract with payment schedule in place?

READ your lease. The lender can repo as long as you are in DEFAULT. As long as there is money owed on a contract, the collateral can be repossessed IF the contract is in default. Subject to some state guidelines.

When did the pioneers get to Oregon on the Oregon Trail?

The pioneers arrived in the oregon territory in september or october. It took 6 months to get to the oregon teritory

After your vehicle is repossessed and the car has been auctioned off can arrangements be made for the remainder of the loan balance?

The vehicle was repossessed for non-payment of the lease, correct? You still owe all the money to the lender, even though you no longer have the car. You signed a written agreement with the lender promising to pay a certain amount each month for how ever many months were in the lease. You breached that written contract by not paying the monthly lease - Just because the car is taken away from you does not absolve your financial responsibility to pay for the remaining parts of the lease.

What should you do if your car note is behind 3 months?

Make up the payments ... like right now. If one is unable to do so, then they need to contact the lender (should have done this 2 months ago) and explain the circumstances of why they are breaching a written contract (punishable by law). Sometimes things can be worked out - you may have to return the car to the lender, as they ARE the owner of that vehicle, not you!

When will your car repo balance get wiped out?

The balance remaining after a repossession will remain due for a minimum of seven years after the vehicle was repossessed or ten years in the event of a judgment. Also in the event of a judgment, an additional ten years can be requested by the lender. Here is another secenario: the vehicle is repossessed and the debtor refuses to pay. The lender can opt to seek a judgment for the outstanding balance, or the lender can wait for 6 years, 11 months before doing so. This in essence give the lender 17 years to collect the debt. Now say the debtore continues to refuse to pay; the lender can then seek that ten year extension, given them 27 years to collect. In addition to the unpaid balance, the lender can add on repossession fees, collection fees, court costs, and legal fees, and in some states simple interest. That $1000.00 you owed when the vehicle was repossessed can quickly turn into $20,000.00 or more. The lender is not going to sit by and let that remain uncollected. Once the judgment is obtained, the rules for collecting change as well. With the judgment, the lender can attach your bank accounts, garnish your wages, place liens on other property, petition the court for forced sale of other property, and attach your income tax returns.

Before a car can be repossessed doesn't it have to be behind in payments by at least two months?


What has to happen before a creditor can have your care repossessed?

A car cannot be repossessed until the owner has missed several car payments and the owner has been notified of late payments. In most states a car can be repossessed after three months of non-payment.

How much time in the state of Massachusetts do you have until your car is repossessed?

Three months of non-payment

Can my mortgage lender refuse a payment because it is not for the full amount owed?

i am two months behind on my mortgage. can the lender refuse to take one payment?

How much time must the lender allow the borrower before a vehicle is repossessed?

I believe if you haven't paid in three months they can repossess your vehicle in Utah. *The state does not require a Right To Cure notice be sent to the borrower. The lender may recover the vehicle whenever the contract is in default. UCC laws apply, and the vehicle can be recovered by any means that does not constitute a breach of peace. The plates remain with the borrower/debtor.

How long after your divorce can you get married in Oregon?

Six months

How long was a trip on the Oregon Trail?

6 months

How much time did the Oregon trail take?

It took about 6 months to travel the Oregon trail. It was the same for the trail to California as well.

How many months behind on a manufactured home must you be before it is repoed?

The length of time depends on the lender. If you do not intend to keep the house, then you need to make plans to move out on short notice when it comes. If you do not want to wait for that day, contact the lender. Some lenders are not responsive, but others are and you might get the help you need that way.