I am not a law expert, nor an insurance agent, but I believe that if there were no injuries, no other property damage, and no police report made, you should be able to pay for the damages to your own vehicle without going through your insurance.
Only if it was damaged as a result of a accident.
No. The deductible only applies to your vehicle.
If you eye is damaged in an accident then insurance will cover the surgery. That is the only way for it not to be a prexisting condition.
I believe whomever caused the accident is at fault, whether their car was damaged or not. * The evidence compiled in the accident investigation will determine the responsible party. To determine who is at fault in a vehicle accident investigators use a method referred to as "chain of causation" and begin the investigation with the vehicle that was last in motion. This does not necessarily mean that the driver of said vehicle is the one responsible for the accident. It is quite possible that the driver of the vehicle that was not damaged will be the one determined to be responsible for causing the accident.
yes, but even if only your car was damaged, you could be charged with an at-fault accident even if you didn't get a ticket.
Only if the transmission was damaged in an accident. Auto Insurance does not pay for maintenance or mechanical repairs that are not the result of an accidental loss.
only the top layer of the skin is damaged
Only the top layer of skin is damaged.
Only the top layer of skin is damaged.
No. If your carpet was damaged by a covered peril. Your insurance policy is only responsible for repair or replacement of the damaged part with like kind and quality. Their is no coverage for cosmetic aesthetics or exact match issues.
If all you have is uninsured motorists then no it will not pay. you need liability insurance to pay for damaged caused to another. Liability is what your supposed to have.
In most engines, yes only if the crank is not damaged and measures correctly.