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2008-07-31 01:03:35
2008-07-31 01:03:35

I'm not sure what you mean by a "secondary" insurance.

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Medicare Supplemental insurance is also called Medigap insurance. It got this name because it covers the gaps left by medicare.


Yes; by definition, Medicare supplemental insurance "supplements" Medicare A & B.


One may purchase AARP Medicare supplemental insurance through United Healthcare. The insurance helps retirees to supplement their original Medicare coverage.


There is a variety of charges that medicare supplemental insurance cover. The cover more than the Medicare Part A and Medicare Part B, so this insurance covers the gaps of them. Medicare supplemental insurance is affordable. Some examples that this insurance covers are deductibles, and co pays. The medicare supplementary insurance rate is based on your personal needs and have low rates. In order to get this insurance, you should ask a doctor you are familiar to.


I don't pay either (I'm too young for Medicare); however, it's a good idea to have supplemental insurance along with Medicare.


Medicare supplemental insurance is insurance that helps cover some of the healthcare cost that the original medicare doesn't cover. This type of insurance also covers certain policies that the original medicare itself doesn't cover such as being ill when outside of the US.


AARP Medicare Supplement Insurance picks up the Medicare deductible.


Medicare is for old people and medicaod is for low income people.


There are many agents that offer supplemental Medicare health insurance. They vary state by state. Some are Cobra Health Plans, Humana, Longevity Supplemental, and Netquote.com.


Supplemental insurance for medicare varies greatly between states. While benefits are often identical, different supplemental insurance premiums can be hundreds of dollars a year.


That would be covered under the terms of your policy. In general that is what supplemental, (secondary) insurance is primarily for. Most "supplemental" plans pay the 20% that Medicare didn't pay only AFTER seeing an "explanation of benefits" statement--i.e. proof that Medicare paid their part. If Medicare denies a service all together, the supplemental plan is often under no obligation to pay at all, as they are there to "supplement" Medicare, not take the place of it in cases of denial. This is especailly true if Medicare denies because the service was deemed "not medically necessary". So, in short, no. Medicare supplements often do not cover services if they are denied by the primary (Medicare).


Medicare supplemental insurance plans offer coverage for things Medicare may not cover on its own. This extra coverage will allow one to obtain better healthcare at a lower cost.


In the United States, there are many Medicare beneficiaries who find themselves in need of Medicare supplemental insurance to cover certain health care needs that are not adequately covered by Medicare. Also known as Medigap, these private forms of health insurance are considered essential for many citizens who depend upon Medicare, particular those who happen to have serious preexisting conditions. Medicare supplemental insurance currently plays a very important role in the health care industry. In fact, it is estimated that as many as 20% of current Medicare beneficiaries are now paying for some form of Medicare supplemental insurance. Here is an inside look at the world of Medigap that can help you figure out what kind of Medicare supplemental insurance is right for you. In order to enroll in a true Medigap program, it is necessary for an individual to qualify for Medicare assistance. Just like any health insurance program, there is a period of open enrollment for Medicare supplemental insurance that a citizen needs to take advantage of. In the case of Medicare supplemental insurance, an individual needs to apply for a Medicare supplemental insurance plan within six months of becoming eligible for Medicare. For most citizens of the United States, this means that a person needs to find the right Medigap program for him or her within six months of his or her 65th birthday. Thankfully, consumers can now rest assured that Medicare supplemental insurance plans have been approved by professional organizations. In order to be considered a Medicare supplement insurance plan, it is necessary for a provider to be approved by the Center for Medicare and Medicaid Services, also known as CMS. The Center for Medicare and Medicaid Services have organized Medicare supplement insurance plans into a dozen different categories that make finding the right Medigap plan for you easier than ever. It is important to shop around when it comes to approved Medicare supplement plans, as some Medigap plans can actually be more expensive that a full service health insurance plan. Nevertheless, there are some excellent Medicare supplemental insurance plans available provided that you are willing to put in the time and energy necessary to find the Medigap plan that you need.


Choosing the right Medicare supplemental Insurance plan can sometimes be a tough task. Medicare alone often leaves many gaps and does not satisfy the need of many people. Be sure not to confuse primary Medicare with a Medicare supplemental insurance plan. Become familiar with the standard level of coverage provided by Medicare. Once you've identified the gaps, choose a supplemental insurance plan to suite your needs. It will provide you with the added benefits that are not offered anywhere else. It may cost a little extra, but the peace of mind is well worth it.


Medicare HIB stands for Hospital Insurance Benefits (vs. SMIB, or Supplemental Medical Insurance Benefits).


hello medicare yess i have one medicare card this linda bush


Medicaid is intended to cover all medically necessary services for indigent persons, so no supplemental insurance should be necessary. For Medicare, supplemental insurance will be necessary.


Yes. Insurance agents that sell Health/Medical insurance can help you apply for Medicare supplemental insurance. Not all insurance agents cell all types of insurance. You will need to check with your agent to see if they sell health/medical insurance


Medicare becomes the primary insurance if you drop your employer insurance. Up until you drop your employer insurance, Medicare would be your secondary insurance.


Secure Horizons offers medical insurance for Medicare. You can chose from Medicare Advantage which is similar to an HMO or Medicare Supplemental which will cover what your primary insurance will not.


Compare costs for Medicare Supplemental Insurance. Request free quotes for Medicare plans and policies from trusted health insurers These are Medicare supplemental plans that help pay for the deductibles in ... Pioneer Life Insurance Co. cost $3985 annually -- three times the $1126 what


No. Medicaid should pick up any expenses that are not paid by Medicare.


"Premera Blue Cross Insurance is good isurance that is at a good price, for people in Washington and in Alaska. It can help be a supplemental insurance for Medicare."


Medigap has a wonderful supplemental insurance along with State Farm for medical. Many are trying now a days to get health insurance supplemental and these companies make it affordable.


Medigap is a supplemental insurance to medicare. You can check out more of this at www.medicare.gov/medigap/Default.asp or www.LongevitySupplemental.com



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