Turn it in?? YES sale it to a dealership? YES, IF they pay it off. make payments on the rest?? Maybe, the way to do it is to find a buyer(highest price you can get), subtract what you can get for it from the PAYOFF on the loan, BORROW the difference needed from another source. Then you can payoff the loan, get title to give to buyer, and make payments on a smaller amount that you can handle. This will have to be done with the LENDERs help. Contact the lender and make all the arrangements ASAP after you find a willing and READY (CASH wise)buyer. You will have to convince the lender that you HAVE a buyer and convince the buyer that they will get title,ect to make it work. Good Luck
It could be that the loan period for the car is of shorter duration than for the SUV. Therefore, the payments are higher, but you will pay less interest in the long run. My question is why is the dealership trying to get you approved for the SUV when you want the car? Since gasoline prices are outrageous, I 'm sure the dealership is trying to make the SUV purchase more attractive by ofering lower paymernts. Do not be coerced into buying what you don't want - try to get a longer loan period on the car if the payments are higher than you can afford.
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