There are several factors that determine if creditors can attach real property by the use of a judgment lien and/or if the property is subject to forced sale. Several states do not allow the forced sale of a primary residence for repayment of creditor debt when the property is not used as loan collateral. Every state has an established homestead exemption that can be used to protect a home from creditor action and possible forced sale. The titling of the home is also important especially if it pertains to a married couple. Married couples living in states where marital property can be and is titled as Tenancy-By-The-Entirety, can protect real and personal property from any creditor action if only one spouse is the debtor. This is not true in community property states all assets and all debts belong to both spouses regardless of who incurred the debt or earned the assets/income during the marriage, therefore all property is subject to some form of creditor action. It is extremely important that the primary residence be properly titled and recorded in order for a homestead exemption to be valid. In many states a homestead exemption is mandated in the state statutes, other states a declaration of homestead must be filed with the county recorder's office. This is quite a complicated issue and it would be advisable in such a case as this to obtain legal representation or at the very least legal advice as soon as possible. Most attorneys offer free or minimal fee consultations. The ABA offers free attorney referral service on their website, http://abanet.org (macky83@juno.com)
Yes.
no they can not
I have not heard back from all of the lenders but so far two of the five lenders I applied for credit with did approve me for the personal loans I requested. Their services were worth the fee at least and there is a guarantee that if you don't receive the personal credit then they will refund your money. There is a policy that you have to apply to all of the lenders before they will issue you a credit but so far their service seems worth the fee. Let me know if you have any luck with the lenders you applied to - for now I would recommend them for credit.
the threat of default can often win a third world country concessions from its lenders
There are many companies that are known as money lenders but these companies vary from country to country. One money lender company that is in the US is EZ Money Lending Co. Banks and Credit Unions can also be considered money lenders.
There are a number of specialty near-prime, sub-prime and "hard money" lenders that will lend to individuals having low credit scores. In most cases, the lender to choose depends specifically on what you are trying to get credit for. There are specialty auto lenders, mortgage lenders, personal loan lenders, etc. Please see the attached links for possible lenders.
Difficulties in taking personal loans? Some lenders require their borrowers to make $1,000 or more every 30 days.
Different lenders provide loans for different credit risks. Also, some lenders are not for profit, such as credit unions. A 3rd reason is where the lender obtains the money to provide the loan? From borrowing in the capital markets or from depositors (usually lower costs.) Even a personal laon may be secured, which lessens the risk, and therefore the interest rate.
There are many loan lenders that can be used by someone with bad credit history. One that is most famous and that people know about would probably be Money Mutual.
LENDERS repo cars. Co-owners on the TITLE, take possession. NOT co-signors on the loan, but CO-OWNERS ON THE TITLE.
BAD CREDIT LOANS DEALS Bad Credit LoansBadCreditLoans provides an easy and convenient way for people to be matched with a personal loan from up to $5,000. i really liked and here is your link cutt.ly/9jgX1VZ
Probably greatly. I'm sure if your personal credit is not good, that will also influence lenders on their decision to give you a small businees loan or not.